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3612 SE 12th Ave APT 1, Cape Coral, FL, 33904

2beds
2baths
1,486sqft
$225,000
$151price/sqft
$1,875/moest. monthly cost
$75,000/yrincome needed

About This Home

Price reduction! First floor, Gulf access, larger corner unit at 1486 square foot under air, 2 bed, 2 bath on the Extra wide/200-foot Rubicon canal. Guest bedroom has its own private Garden area from the sliding glass doors. Roof was replaced in 2022, A/C was replaced in 2020, new stainless-steel appliances, Kitchen Cabinets, Remodeled Baths, Fans, lighting. Tile throughout and high-end laminate flooring in Bedrooms. Nothing left to do but relax and watch the Dolphins and boats go by. Note: Tenant in place until June 30, 2026, but says she is flexible to move out if necessary for new owners. Also 2-year ownership before you can rent. This has kept the Complex at 6 owners and 2 rentals. This complex is great if you want to acquire a loan due to the percentage of owners to renters. There are no pets allowed, but tenant has a legal support animal document! Dock space at the Captains Walk/Dock is first come first serve. No boatlifts to date. Water and sewer are included in the association fee. Complex is located in an X 500-year flood zone/no flood insurance required. Unit has Hurricane Shutter protection on all openings. Note: Pictures were taken prior to tenant, as tenants furniture is different, but Remodeled unit is same as brand new.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Cape Elementary SchoolGrades PK-51.2 mi
7/10
Gulf Middle SchoolGrades 6-83.7 mi
5/10
Cape Coral High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Courtyard,Two Story,Low Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub,Dual Sinks,Living/Dining Room,Pantry,Separate Shower,Window Treatments,High Speed Internet,Split Bedrooms,Screened Porch
  • Window features: Single Hung,Shutters,Window Coverings
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,486
  • Total interior livable area: 1,486 sqft

Property

Details

  • Parcel number: 064524C401300.0010
  • Lease amount: 0
  • Land lease expiration date: 1782777600000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Outdoor Grill,Shutters Manual
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access,Seawall

Lot

  • Features: Rectangular Lot,Sprinklers Automatic

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest,Paved,One Space,Detached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$181$2,172
Property Taxes $360$4,320
Electricity $197$2,366
Total$1,875$22,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,285/yr
40% on housing$56,250/yr
45% on housing$50,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 33904$298
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33904$258
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$225,000
2026-05-23Price change$230,000
2026-02-19Price change$235,000
2026-02-01Listed for sale$243,411
2025-05-30Listing removed$258,000
2025-03-26Price change$1,600
2025-01-22Price change$1,800
2025-01-07Price change$258,000
2025-01-03Listed for sale$262,000
2024-12-13Listing removed$262,000
2024-12-13Price change$262,000
2024-10-01Listed for sale$270,000
2024-07-23Listing removed$270,000
2024-07-23Price change$270,000
2024-06-22Price change$290,000
2024-05-23Price change$310,000
2024-05-06Price change$317,000
2024-04-16Price change$327,000
2024-03-14Price change$338,000
2024-02-22Price change$345,000
2024-02-08Price change$348,000
2024-01-01Listed for sale$353,590
2020-12-28Listing removed$2,500
2020-11-24Sold$192,000
2011-03-17Sold$110,000
1999-04-30Sold$75,000
1998-02-26Sold$37,500

For Sale by Agent

AgentMichael Hall
BrokerageCentury 21 AllPoints Realty

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