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2277 Ridgewood Rd, Lisle, IL, 60532

4beds
4baths
2,418sqft
$650,000
$269price/sqft
$4,744/moest. monthly cost
$189,760/yrincome needed

About This Home

A great opportunity to own in Green Trails, one of Lisle's most established communities. This spacious home offers three bedrooms on the second floor plus a fourth bedroom on the lower level, 3.5 baths, a functional floor plan, and generous square footage throughout. This home has had only two owners, and the seller truly hates to leave the neighborhood they have enjoyed for so many years. Located in highly regarded Naperville District 203, this is a home with space, flexibility, important system updates already in place, and the opportunity to bring your own creative vision to the finishes. The main level offers a comfortable layout with room to spread out, including a living room with a large bay window, an eat-in kitchen with granite countertops, oak cabinetry, and a center island, and a vaulted family room with skylights, a gas fireplace, wet bar hookup, and French doors leading to a screened porch. Upstairs, the primary suite includes a walk-in closet, dual vanities, skylights, a whirlpool tub, and a separate shower, alongside two additional bedrooms. A flex space with a sloped ceiling and storage creates a wonderful opportunity for a home office, hobby room, reading nook, or quiet retreat. The partially finished lower level expands the home further with the 4th bedroom, a full bath, a recreation or living area, utility space, and generous storage, the kind of flexible square footage that is genuinely hard to come by in Green Trails. Many of the important mechanical and system improvements have already been completed, including roof 2023 with a 15 year transferable warranty, furnace 2025, central A/C 2020, water heater 2021, sump pump with battery backup and Wi-Fi monitoring 2024, sump pump discharge line (front lawn) 2024, ejector pump 2025, radon mitigation 2025, water softener and whole-house water purification 2025, electrical panel replaced 2018, dishwasher 2024, and a Generac whole-house backup generator, so the big ticket items are already handled, leaving the finishes for the next owner to make their own. Outdoor living includes a screened porch, newly painted deck, landscaped yard, sprinkler system, backyard shed, built-in garage shelving, and extended driveway parking. Green Trails is a distinctive residential community set among 744 acres with nine lakes, mature woods, grassy open spaces, gentle hills, extensive common areas, 25 miles of trails for walking, jogging, and biking, and 17 public parks with playgrounds, tennis courts, basketball courts, and ball fields. The location offers convenient access to the I-88 corridor, I-355, Edward Hospital, shopping, dining, downtown Naperville, downtown Lisle, and nearby parks. A spacious home in a beloved community, with a strong floor plan and meaningful system upgrades already in place, offering the next owner a genuine opportunity to update the finishes and make it their own in one of Lisle's most sought after neighborhoods.

Getting Around

61
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
42
BikeSomewhat Bikeable

Schools

9/10
8/10
9/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Freezer,Washer,Dryer,Disposal

Basement

  • Has basement: Yes
  • Basement: Finished,Crawl Space,Rec/Family Area,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 168
  • Dimensions: 21X8

Deck

  • Level: Main
  • Area: 336
  • Dimensions: 21X16

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Eating Area

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 112
  • Dimensions: 14X8

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 378
  • Dimensions: 21X18

Features

  • Cathedral Ceiling(s),Walk-In Closet(s)
  • Window features: Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Log,Family Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,418 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island),Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Laundry

  • Level: Basement
  • Area: 99
  • Dimensions: 11X9

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 247
  • Dimensions: 19X13

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 304
  • Dimensions: 19X16

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 448
  • Dimensions: 28X16

Walk In Closet

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 72
  • Dimensions: 12X6

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0821201040
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump,Sprinkler-Lawn,Backup Sump Pump;,Radon Mitigation System,Generator

Features

  • Stories: 2
  • Patio & porch: Screened

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 111X72X112X74

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$250$3,000
Property Taxes $1,023$12,276
Electricity $185$2,231
Total$4,744$56,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,651/yr
40% on housing$142,320/yr
45% on housing$126,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 60532$220
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60532$242
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2013-03-08Sold$375,000
2013-01-05Listed for sale$389,900

For Sale by Agent

AgentShanon Tully, ABR,CSC,PSA,RENE,SRES,SRS
BrokeragePlatinum Partners Realtors

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