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12991 Vista Verde Blvd, Fort Wayne, IN, 46818

3beds
2baths
1,671sqft
$398,900
$239price/sqft
$2,599/moest. monthly cost
$103,960/yrincome needed

About This Home

Now available is the Ocean Pearl by Majestic Homes. Coming in at 1,671 sq/ft with 3 bedrooms and 2 full baths, this floorplan will check all of your boxes. This Cottage home offers 9' ceilings, luxury vinyl plank flooring in every area except the bedrooms, custom D & B Amish built cabinets w/soft close doors & drawers, Quartz countertops, comfort height toilets, minimum threshold entry from the garage and back covered patio, closet concepts closet systems, Stainless steel Frigidaire kitchen appliances, island kitchen, above & below cabinet lighting in the kitchen, an oversize 27' X 25' oversize 2 car garage, high efficiency HVAC, a water softener, gas log fireplace, and a large 17' X 12' covered patio, and so much more.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
Arcola SchoolGrades K-57.9 mi
6/10
Carroll Middle SchoolGrades 6-80.9 mi
9/10
Carroll High SchoolGrades PK,9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cedar,Stone,Vinyl Siding

Other

  • Builder name: Majestic Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Refrigerator,Ice Maker,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling-9+,Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Entrance Foyer,Soaking Tub,Open Floorplan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Great Room,Custom Cabinetry
  • Flooring: Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Starter,Vented
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 0
  • Finished area above ground: 1,671

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,High Efficiency Furnace
  • Cooling features: Central Air,Ceiling Fan(s),HVAC (16 Seer+)

Interior Area

  • Total structure area: 1,671
  • Total interior livable area: 1,671 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 256

Property

Details

  • Parcel number: 020126228026.000087

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch Covered
  • Exterior features: Irrigation System

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Level,City/Town/Suburb,Landscaped
  • Lot size dimensions: 85.00 x 150.00 x 85.00 x 130.00

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$143$1,716
Property Taxes $255$3,060
Electricity $184$2,212
Total$2,599$31,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,108/yr
40% on housing$77,970/yr
45% on housing$69,306/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 46818$154
Allen County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46818$168
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$398,900
2026-01-31Listing removed$398,900
2025-06-27Listed for sale$398,900

New Construction

AgentFrank Shepler
BrokerageCENTURY 21 Bradley Realty, Inc

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