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10 A Cooper Street, New Paltz, NY, 12561

3beds
3baths
2,400sqft
$820,000
$342price/sqft
$5,969/moest. monthly cost
$238,760/yrincome needed

About This Home

Welcome to 10A Cooper Street, where village living, mountain views and thoughtfully designed new construction come together. Set just moments from the heart of New Paltz, this three-bedroom, two-and-a-half-bath condominium offers approximately 2,400 square feet of bright, beautifully finished living space in the form of a townhome. The Wallkill Valley Rail Trail is just two minutes away, with the Mill Brook Preserve, Moriello Pool, restaurants, shops and everything the village has to offer close at hand. Inside, soaring ceilings, oversized windows and natural oak flooring create a home that feels open, warm and filled with light. The kitchen is both beautiful and practical, with stainless steel appliances, an induction cooktop, generous work surfaces, an island with seating and open wood shelving. The adjoining living and dining areas provide an easy flow for everyday life and entertaining. The primary suite is something special, with high ceilings, abundant sunlight and views stretching toward the Shawangunk Ridge and Mohonk's iconic tower. A private door opens directly to the deck, while the primary bath features a double vanity and an oversized glass-enclosed shower. Two additional bedrooms, a second full bath and flexible living space provide plenty of room for guests, work or relaxation. Beyond its setting and design, 10A Cooper Street represents a smarter approach to modern living. Owned solar panels, geothermal heating and cooling, triple-pane windows, an energy recovery ventilation system and insulated concrete form construction work together to create exceptional comfort, indoor air quality and energy efficiency throughout the year. A garage and private driveway add everyday convenience, while the deck offers a peaceful place to take in the surrounding landscape. Technically a condominium, but with the space, privacy and feel of a townhome, 10A Cooper Street offers an uncommon opportunity to enjoy New Paltz living at its best, with the Gunks always in view.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
Duzine SchoolGrades PK-20.3 mi
9/10
New Paltz Middle SchoolGrades 6-80.8 mi
8/10

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Energy Star,Foam Insulation,ICFs (Insulated Concrete Forms)

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Range,ENERGY STAR Qualified Appliances,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Open Floorplan
  • Window features: ENERGY STAR Qualified Windows,Triple Pane Windows
  • Flooring: Hardwood
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air,Geothermal,Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 3801078.0820003031.0000000
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,146$49,752
Home Insurance *$320$3,840
Property Taxes $1,107$13,284
Electricity $396$4,759
Total$5,969$71,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,651/yr
40% on housing$179,070/yr
45% on housing$159,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 12561$275
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12561$289
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$820,000
2026-01-01Listing removed$775,000
2025-06-27Listed for sale$775,000

For Sale by Agent

AgentDonna Brooks
BrokerageCompass Greater NY, LLC

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