145 High Bridge Dr, Smithville, TN, 37166
About This Home
LAKEFRONT with true walk-down access to the water at Center Hill Lake. Welcome to 145 High Bridge in the sought after Blue Water Bay community, where architectural drama meets relaxed lake luxury. This fully remodeled 5-bedroom, 3.5-bath home offers nearly 4,000 sq ft of elevated living. The soaring 20-foot vaulted ceilings and wall of windows flood the main living space with natural light, while a stunning double-sided stack stone gas fireplace anchors the room with warmth and character. The kitchen is designed for gathering, featuring granite countertops, slate backsplash, gas cooktop, breakfast bar seating, and open flow to dining and living areas, ideal for hosting lake weekends or holiday celebrations. Step outside to a spacious wraparound deck with seasonal lake views , perfect for morning coffee, sunset dinners, or simply unwinding after a day on the water. The main and second levels showcase hardwood flooring, while the finished basement features new LVP and an entertainer’s retreat complete with theater room and custom built-in bunk space with LED lighting and charging stations , designed with both fun and functionality in mind. Additional highlights include: • Pull-through garage • Thoughtful remodel throughout • Generous storage • Community lakeview pool, clubhouse & fitness center Located less than 90 minutes from Nashville, this property offers the perfect balance of privacy, recreation, and accessibility. Whether you’re seeking a full-time residence, weekend retreat, or income-producing lake investment, this home delivers lifestyle and flexibility in one of Center Hill Lake’s most desirable communities. Optional designer curated furnishings available for purchase separately.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2007
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven,Gas Range,Dishwasher,Disposal,Ice Maker,Microwave,Refrigerator
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Features
- Bookcases,Built-in Features,Ceiling Fan(s),Walk-In Closet(s)
- Flooring: Wood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 3,615
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,615
- Total interior livable area: 3,615 sqft
Property
Details
- Parcel number: 037E B 00300 000
- Special condition: Owner Agent
Features
- Levels: Three Or More
- Stories: 3
- Pool features: Association
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Front,Year Round Access
- Topography of land: Hilly,Wooded
Lot
- Lot size: 0.94 Acres
- Features: Hilly,Wooded
Parking
- Total spaces: 2
- Parking features: Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,969 | $47,628 |
| Home Insurance | $462 | $5,544 |
| Property Taxes | $222 | $2,664 |
| Electricity | $293 | $3,524 |
| Total | $4,946 | $59,352 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $799,999 |
| 2026-04-18 | Price change | $835,000 |
| 2026-03-01 | Listed for sale | $849,999 |
| 2025-06-15 | Listing removed | $899,000 |
| 2025-04-26 | Price change | $899,000 |
| 2025-04-14 | Price change | $910,000 |
| 2025-03-26 | Price change | $915,000 |
| 2025-02-08 | Listed for sale | $925,000 |
| 2024-10-18 | Listing removed | $899,000 |
| 2024-09-04 | Listed for sale | $899,000 |
| 2024-08-16 | Listing removed | $945,000 |
| 2024-07-31 | Price change | $945,000 |
| 2024-07-22 | Price change | $950,000 |
| 2024-07-01 | Price change | $935,000 |
| 2024-06-17 | Price change | $965,000 |
| 2024-05-25 | Price change | $975,000 |
| 2024-05-13 | Price change | $985,000 |
| 2024-05-07 | Price change | $990,000 |
| 2024-04-28 | Price change | $999,000 |
| 2024-04-19 | Price change | $1,000,000 |
| 2024-04-16 | Listed for sale | $1,100,000 |
| 2023-08-10 | Sold | $835,000 |
| 2023-07-13 | Contingent | $899,000 |
| 2023-07-12 | Price change | $899,000 |
| 2023-07-06 | Listed for sale | $919,000 |
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