




3918 Plains Ave SW, Fort Payne, AL, 35967
About This Home
Conveniently located near downtown Fort Payne, this charming one level ranch style home has just been updated with new kitchen, new soft close cabinets, countertops , sink, water heater and appliances. New Flooring through most of home, new ceiling fans and interior paint. Home is on a corner lot with fenced back yard, beautiful landscaping, Vacant lot to right of home is included. Home has large spacious kitchen, large laundry, den and living area, 3 bed & 2 ba. Enclosed porch with windows offers a great place to relax. Detached workshop for storage and cute tiny house to keep your trash can hidden. 2 driveways allow for extra parking. Add'l lot across road can be purchased separately.
Getting Around
Schools
Construction
Condition
- Year built: 1972
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator
Basement
- Basement: Crawl Space
Bedroom2
- Features: Ceiling Fan(s),Wood Floor
- Level: First
- Area: 130
Bedroom3
- Features: Wood Floor
- Level: First
- Area: 110
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Den
- Features: Ceiling Fan(s),Wood Floor
- Level: First
- Area: 187
Features
- Fireplace features: None
Heating & Cooling
- Heating features: Central 1
- Cooling features: Central 1
Interior Area
- Total interior livable area: 1,444 sqft
Kitchen
- Features: Ceiling Fan(s),Crown Molding,Recessed Lighting,Wood Floor,Built-in Features
- Level: First
- Area: 200
Living Room
- Features: Ceiling Fan(s),Wood Floor
- Level: First
- Area: 195
Master Bedroom
- Features: Ceiling Fan(s),Wood Floor,Walk-In Closet(s)
- Level: First
- Area: 130
Property
Details
- Parcel number: 2207260002048.000
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered Porch,Screened Porch
Lot
- Lot size: 0.80 Acres
Parking
- Parking features: Circular Driveway,Driveway-Concrete,Corner Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Hail
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $41 | $492 |
| Electricity | $240 | $2,881 |
| Total | $1,528 | $18,336 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $229,900 |
| 2026-03-23 | Listed for sale | $239,900 |
| 2025-08-22 | Listing removed | $179,900 |
| 2025-08-21 | Listed for sale | $179,900 |
| 2025-07-10 | Pending sale | $179,900 |
| 2025-06-29 | Listed for sale | $179,900 |
