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926 Old Mill Point #D, Monroe, GA, 30655

4beds
3baths
1,612sqft
$189,000
$117price/sqft
$1,382/moest. monthly cost
$55,280/yrincome needed

About This Home

Homes in this highly desirable Monroe community continue to sell quickly, and with continued appreciation throughout the surrounding area, this property presents an outstanding opportunity for both homeowners and investors alike. Experience the value of one of the largest townhomes in the community, offering more than 1,600 square feet of thoughtfully designed living space significantly larger than many neighboring units. The spacious floor plan features a generously sized primary suite and two well-appointed secondary bedrooms on the upper level, creating a comfortable separation between the living and private spaces. The conveniently located laundry area just off the kitchen adds everyday functionality to the main living level. From the expansive interior to the generous outdoor space, this home offers the flexibility today's buyers are looking for. The generously sized backyard is an additional standout feature, providing ample room for outdoor entertaining, pets, gardening, or future fencing to create your own private retreat. Opportunities to enjoy both this amount of interior square footage and usable outdoor space are rarely available within the community. Qualified buyers may enjoy estimated monthly payments starting around $1,600, making homeownership more attainable. FHA financing is expected to be approved, creating an excellent opportunity for first-time homebuyers, owner-occupants, and investors seeking strong rental potential. Ideally located just minutes from charming downtown Monroe, you'll enjoy convenient access to local dining, shopping, parks, and community events while remaining within easy commuting distance of both Athens and the greater Atlanta metropolitan area. With ongoing investment and growth throughout the community, this property offers an exceptional combination of space, convenience, and long-term value.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Harmony Elementary SchoolGrades PK-53.1 mi
6/10
Carver Middle SchoolGrades 6-81.3 mi
5/10
Monroe Area High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Brick Front,Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,612
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Property

Details

  • Parcel number: M025000000118057
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None

Lot

  • Lot size: 871.20 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$95$1,140
Property Taxes $113$1,356
Electricity $219$2,637
Total$1,382$16,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,382/yr
40% on housing$41,460/yr
45% on housing$36,853/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 30655$167
Walton County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 30655$203
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$185,000
2026-07-23Listed for sale$189,000
2025-09-24Listing removed$143,500
2025-04-18Sold$102,500
2025-03-17Pending sale$124,900
2025-02-12Price change$124,900
2025-01-07Price change$134,900
2024-06-10Price change$143,500
2024-05-10Price change$134,900
2024-02-17Price change$139,900
2023-08-25Listed for sale$153,500

For Sale by Agent

AgentWayne Munnings
BrokerageVirtual Properties Realty.com

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