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21795 Willys St NE, Cedar, MN, 55011

2beds
2baths
3,564sqft
$674,900
$189price/sqft
$4,613/moest. monthly cost
$184,520/yrincome needed

About This Home

Welcome to Boulder Contracting's newest custom-built walk-out rambler floor plan - The Winston! This stunning 2-bedroom, 2 bath home has all the amenities. Features include main level living room w/gas fireplace, custom kitchen with center island, pantry, and dining area with walkout to future deck, primary suite includes full custom bath with duo sinks, separate shower and tub, water closet and large walk-in closet, 2nd bedroom, 3/4 main bath, and large mud room/laundry room. Spacious walkout lower level awaits owners finishing touches, with room for future family room, future 3rd bedroom, future 3rd bath and lots of room for storage.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
4/10
St. Francis Middle SchoolGrades 6-810.9 mi
8/10
St. Francis High SchoolGrades 9-1210.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: BOULDER CONTRACTING LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 246
  • Dimensions: 16.4x15

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,837

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,564
  • Total interior livable area: 3,564 sqft

Kitchen

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Laundry

  • Level: Main
  • Area: 120.12
  • Dimensions: 14.3x8.4

Living Room

  • Level: Main
  • Area: 352
  • Dimensions: 22x16

Primary Bathroom

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Walk In Closet

  • Level: Main
  • Area: 58.32
  • Dimensions: 10.8x5.4

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 1837

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2.57 Acres
  • Lot size dimensions: 122.64 x 822.01 x 178.40 x 724.55

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,412$40,944
Home Insurance *$373$4,476
Property Taxes $528$6,336
Electricity $300$3,607
Total$4,613$55,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,160/yr
40% on housing$138,390/yr
45% on housing$123,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 55011$213
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55011$206
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$674,900
2026-04-20Price change$684,900
2025-06-30Listed for sale$694,900

New Construction

AgentSteve Kelley
BrokerageRE/MAX Results

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