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13461 Panama Beach Ct, Orlando, FL, 32827

4beds
3baths
2,743sqft
$889,900
$324price/sqft
$5,748/moest. monthly cost
$229,920/yrincome needed

About This Home

It Just Keeps Getting Better — Preferred lender currently offering a complimentary 1-0 temporary rate buydown for qualified buyers, helping reduce the interest rate by 1% for the first year and lowering initial monthly payments. Ask listing agent for details and payment scenarios. Lake Nona Value Just Improved Again — Priced to Compete. This 2023 waterfront home in the Isles of Lake Nona has just received another price adjustment, making it one of the most compelling opportunities in the community — especially considering the extensive builder upgrades already included. With 4 bedrooms, 3 baths, and 2,743 sq. ft., the layout is bright, open, and thoughtfully designed with high ceilings, abundant natural light, and premium wood flooring throughout. The kitchen anchors the home with an oversized island, quartz countertops, walk-in pantry, and clean modern finishes. The primary suite offers a true retreat with a spacious walk-in closet, dual vanities, and an expansive walk-in shower. Out back, the covered lanai is pre-plumbed for a future summer kitchen and overlooks a fenced yard with room for a pool (buyer to verify). Additional highlights include a whole-home water purification system, smart-home technology, energy-efficient construction, and an oversized 3-car garage with additional storage space. The surrounding area continues to evolve, with Siemens Energy’s Lake Nona campus underway and additional medical facilities and infrastructure expanding nearby — adding long-term convenience and growth to an already established community. Resort-style amenities, proximity to Medical City, Lake Nona Town Center, top-rated schools, and quick access to the airport complete the package. Easy to show and available for immediate occupancy.

Getting Around

4
WalkingCar-Dependent
19
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

9/10
Eagle Creek ElementaryGrades PK-50.8 mi
10/10
Lake Nona Middle SchoolGrades 6-81.0 mi
6/10
Lake Nona High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Other

  • Builder name: Pulte

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Tankless Water Heater,Washer,Water Filtration System
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Thermostat,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,810
  • Total interior livable area: 2,743 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 312431389202180
  • Zoning: PD/AN
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk
  • Has view: Yes
  • View description: Lake,Pond
  • Has water view: Yes
  • Water view: Lake,Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 7,319 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Wildfire
Heat Wave

FEMA Declared Disasters in Orange County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,499$53,988
Home Insurance *$365$4,380
Property Taxes $608$7,296
Electricity $276$3,312
Total$5,748$68,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,074/yr
40% on housing$172,440/yr
45% on housing$153,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 32827$368
Orange County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 32827$296
Orange County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$889,900
2026-02-14Price change$899,900
2026-01-20Price change$925,000
2025-11-19Price change$949,000
2025-11-13Price change$989,000
2025-10-17Listed for sale$999,900
2025-08-17Listing removed$1,014,000
2025-07-31Price change$1,014,000
2025-07-11Price change$1,049,000
2025-06-10Listed for sale$1,070,000

For Sale by Agent

AgentWill LaValle
BrokerageRE/MAX 200 REALTY

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