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1364 Springfield Dr, Harrison, OH, 45030

5beds
4baths
3,240sqft
$462,500
$143price/sqft
$3,428/moest. monthly cost
$137,120/yrincome needed

About This Home

Better than new construction value in Whitewater Trails! Over 3,200 sq ft of finished living space under $450kincluding a fully finished basement suite 5th bed + 4th bath! Avoid builder wait times and high upgrade costs. Featureing a chef-inspired open kitchen that flows seamlessly into the living areas perfect for entertaining or enjoying quiet mornings looking out at your peaceful backyard. With 5 bedrooms and 4 bathrooms the versatile floor plan includes a fully finished basement complete with its own private bedroom and full bath making it ideal for a media room home gym or guest suite. Retreat to the oversized primary suite a true sanctuary featuring two massive walk-in closets and a luxury Roman-style shower with dual shower heads. For ultimate convenience the dedicated laundry room is located right on the second floor residents enjoy access to a spectacular community pool and pristine amenities. Complete with a 2-car garage and a shed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

9/10
Crosby Elementary SchoolGrades K-52.0 mi
6/10
Harrison Middle SchoolGrades 6-82.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Disposal,Microwave,Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,WW Carpet

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Full
  • Level: Basement

Bathroom4

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 150

Bedroom3

  • Level: Second
  • Area: 144

Bedroom4

  • Level: Second
  • Area: 144

Bedroom5

  • Level: Basement
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Laminate Floor
  • Level: First
  • Area: 130

Family Room

  • Features: Wall-to-Wall Carpet
  • Area: 408

Features

  • High Ceilings
  • Window features: ENERGY STAR Qualified Windows

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Forced Air,Gas
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 3,240
  • Total interior livable area: 3,240 sqft

Kitchen

  • Features: Pantry,Eat-in Kitchen,Kitchen Island
  • Area: 144

Living Room

  • Features: Wall-to-Wall Carpet
  • Area: 529

Master Bathroom

  • Features: Built-In Shower Seat,Shower,Double Shower,Double Vanity

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet
  • Level: Second
  • Area: 460

Office

  • Area: 0

Property

Details

  • Parcel number: 5610028030900
  • Zoning description: Residential
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,903 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Hail
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,338$28,056
Home Insurance *$162$1,944
Property Taxes $581$6,972
Electricity $347$4,169
Total$3,428$41,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,531/yr
40% on housing$102,840/yr
45% on housing$91,413/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 45030$196
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45030$190
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$449,900
2026-07-24Price change$462,500
2026-07-01Listed for sale$465,000
2022-01-27Sold$409,515
2021-09-28Sold$71,748

For Sale by Agent

AgentAdam J. Hagen-Stein
BrokerageX Real Estate

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