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333 Smithfield Road #4, Belgrade, ME, 04917

1beds
1baths
483sqft
$395,000
$818price/sqft
$2,728/moest. monthly cost
$109,120/yrincome needed

About This Home

Year-Round Waterfront Bliss on Salmon Pond Welcome to your slice of the renowned Belgrade Lakes region. Nestled on the shores of beautiful Salmon Pond (also known locally as Salmon Lake), this rare year-round cottage offers the perfect blend of quintessential Maine waterfront living and hassle-free convenience. Whether you're looking for a permanent residence, a four-season getaway, or an investment property, this cozy and efficient 1-bedroom home delivers. Unlike many seasonal camps in the area, this property boasts a solid, full foundation and is fully equipped to handle Maine's four distinct seasons. You can enjoy summer boating right from your backyard and transition seamlessly to winter ice fishing and cozy nights in. Step out your door and head straight to the water--perfect for morning kayaking, casting a line, or simply soaking in the spectacular lake views. Because the home is part of an exclusive 5-unit condominium community, you get to enjoy a private, close-knit feel while benefiting from shared community maintenance. You'll spend less time doing yard work and more time actually enjoying the lake. Located in the highly sought-after town of Belgrade, you are just a short drive from local amenities, the charming Belgrade Lakes Village, Augusta, and Waterville, all while feeling a world away. Properties offering this level of direct water access, year-round capability, and community convenience are a rare find at this price point. Don't miss your chance to own a piece of the Belgrade Lakes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Belgrade Central SchoolGrades PK-55.1 mi
7/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Log,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Flooring: Tile,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 483

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: None

Interior Area

  • Total structure area: 483
  • Total interior livable area: 483 sqft

Property

Details

  • Zoning: Shoreland

Features

  • On waterfront: Yes
  • Waterbody name: Salmon Lake
  • Frontage length: Waterfrontage: 77,Waterfrontage Owned: 77

Lot

  • Lot size: 7,405 sqft
  • Features: Rural,Level,Open Lot,Landscaped

Parking

  • Parking features: Common,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hurricane
Inland Flooding
Lightning

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance $145$1,740
Property Taxes $342$4,104
Electricity $244$2,930
Total$2,728$32,736

Income You'd Need if You Spent...

35% on housing$93,531/yr
40% on housing$81,840/yr
45% on housing$72,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$818This listing

vs Other Active Listings

Avg $/sqft

ZIP 04917$302
Kennebec County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 04917$191
Kennebec County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$395,000
2026-07-30Price change$395,000
2026-07-01Listed for sale$445,000
2026-02-07Listing removed$1,400
2026-01-16Listed for rent$1,400
2025-11-22Listing removed$1,400
2025-11-05Price change$1,400
2025-10-24Price change$1,500
2025-09-01Listed for rent$1,800
2025-07-22Listing removed$1,800
2025-07-01Listed for rent$1,800

For Sale by Agent

BrokerageKeller Williams Realty

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