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1206/1208 F Ave, Circle, MT, 59215

16beds
8baths
6,400sqft
$595,000
$93price/sqft
$4,518/moest. monthly cost
$180,720/yrincome needed

About This Home

Multi-Family Investment Opportunity: Two adjacent fourplexes located at 1206 & 1208 F Avenue in Circle, MT are being offered together, providing a total of 8 apartment units on two separate parcels. Completed in 1980, each unit offers approximately 800 sq. ft., 2 bedrooms, 1 bathroom, and a detached garage stall for each unit . Individually metered units with tenant-paid electric service, including electric baseboard heat, help reduce owner operating expenses. Additional amenities include a shared coin-operated laundry facility and 7 additional storage garages for additional income. The buildings feature 35-40-year rated shingles and have successfully passed fire, insurance, and HUD inspections with no reported deficiencies. The property has historically operated as HUD-approved 55+ housing. One building has an assumable FHA loan, while the second has a conventional, non-assumable loan. Information deemed reliable but not guaranteed. Buyer to verify all information.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Bo Peep SchoolGrades PK-30.2 mi
4/10
Redwater 7-8Grades 7-80.2 mi
5/10
Circle High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Post/Beam,Poured-wall
  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Oven/Range- Electric

Bedrooms & Bathrooms

  • Bedrooms: 16
  • Bathrooms: 8

Features

  • Countertops- Solid Surface
  • Flooring: Linoleum,Carpet

Heating & Cooling

  • Heating features: Baseboard-Electirc
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 6,400
  • Total interior livable area: 6,400 sqft

Property

Details

  • Parcel number: 41294510334010
  • Zoning description: Residential

Features

  • Exterior features: Lighting
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 1.33 Acres
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters in McCone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance $705$8,460
Property Taxes $366$4,392
Electricity $439$5,273
Total$4,518$54,216

Income You'd Need if You Spent...

35% on housing$154,902/yr
40% on housing$135,540/yr
45% on housing$120,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 59215$76
McCone County$76

vs Homes Sold Last Month

Median $/sqft

ZIP 59215
McCone County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Price change$575,000
2026-07-06Listed for sale$595,000
2026-07-01Listing removed$615,000
2026-03-09Contingent$615,000
2026-01-12Price change$615,000
2025-12-27Price change$625,000
2025-09-18Price change$645,500
2025-07-01Listed for sale$650,000

For Sale by Agent

AgentJennifer Jones
BrokerageeXp Realty LLC

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