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4910 Curlew Dr, Saint James City, FL, 33956

3beds
2baths
924sqft
$165,000
$179price/sqft
$1,394/moest. monthly cost
$55,760/yrincome needed

About This Home

Ever dreamed of owning a tropical private island retreat? Here is your chance with this unique waterfront community Flamingo Bay on Pine Island. The titled 1994 Fleetwood manufactured home sits on a spacious 0.33 acre lot 68 (minus the front 1/2 ) that is included with sale. Lot or community is not age or deed restricted. Voluntary HOA in Flamingo Bay for $325 singles or $625 for couples, gives access to clubhouse that hosts activities with a refreshing heated saltwater swimming pool within a short walk. Also a boat ramp with nice dock where you can launch a boat that leads to incredible pristine waters and barrier island beaches. The best of pine island sound is near, this area is surrounded by a vast mangrove wilderness protecting this home from hazardous storm surges. The home has been well kept has not flooded in any hurricanes as it is elevated above where surge occurred. Features a carport for up to three vehicles, lanai, private courtyard, and backyard with plenty of green space. Come see if this slice of paradise is a good fit. Thank you for considering this as your next place in paradise to call home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
6/10
Gulf Middle SchoolGrades 6-86.0 mi
3/10
Ida S. Baker High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Composition

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-In Cabinets
  • Flooring: Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Wall,Electric
  • Cooling features: Central,Wall

Interior Area

  • Total interior livable area: 924 sqft

Property

Details

  • Parcel number: 10452201000000680

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Territorial
  • On waterfront: Yes

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 10
  • Parking features: Carport,Off-street,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$189$2,268
Property Taxes $174$2,088
Electricity $197$2,366
Total$1,394$16,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,794/yr
40% on housing$41,820/yr
45% on housing$37,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 33956$268
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33956$359
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Listed for sale$175,000
2026-02-11Listing removed--
2026-01-09Price change$175,000
2026-01-07Price change$165,000
2025-10-09Listed for sale$179,000
2021-03-24Listing removed--
2019-02-18Listing removed$119,900
2019-02-15Price change$119,900
2018-11-19Price change$124,900
2018-11-02Listed for sale$130,000
2018-07-17Sold$98,000
2018-07-03Pending sale$98,000
2018-07-03Listed for sale$98,000
2018-06-28Pending sale$98,000
2018-06-27Listed for sale$98,000
2010-02-23Sold$42,000
2005-12-06Sold$134,500

For Sale by Owner

AgentAndrew Jecmen
BrokerageEstate

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