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1040 Edgemere Dr, Fort Myers, FL, 33919

5beds
3baths
2,260sqft
$695,000
$308price/sqft
$5,142/moest. monthly cost
$205,680/yrincome needed

About This Home

Stop Looking- This is the One!! Imagine ending each day with a sunset cruise, knowing you're just five minutes from the river. Perfectly positioned just off McGregor Boulevard in the sought-after Whiskey Creek area, this exceptional 5-bedroom, 3-bath waterfront pool home offers the Florida lifestyle you've been dreaming of. Step inside to discover a beautifully updated kitchen featuring quartz countertops, stainless steel appliances, and plenty of space for gathering with family and friends. Recent upgrades—including a newer A/C system, pool equipment, a custom covered composite dock, and boat lift—mean you can spend less time on maintenance and more time enjoying life on the water. Outside, your private backyard oasis invites you to relax by the pool, entertain under the Florida sunshine, or step aboard your boat for a quick ride to the Caloosahatchee River and beyond. Whether you're fishing, island hopping, or simply cruising at sunset, Gulf-access living doesn't get much more convenient. Located just minutes from top-rated schools, healthcare, shopping, dining, and everyday conveniences, this home perfectly balances tranquility with accessibility. This is more than a home—it's a waterfront lifestyle where every day feels like a vacation. All furnished images are Virtually Staged.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Cypress Lake High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Fiberglass
  • Construction materials: Block,Ground Level,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,8 Ft Ceilings
  • Door features: Storm Protection Partial
  • Window features: Impact Resistant Windows
  • Flooring: Concrete,Terrazzo,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,650
  • Total interior livable area: 2,260 sqft

Property

Details

  • Parcel number: 10452409000000100

Features

  • Entry location: Ground Level
  • Private pool: Yes
  • Pool features: In Ground,Equipment Stays,Fenced,Pool Bath,Private
  • Patio & porch: Open Porch
  • Exterior features: Boat Lift,Covered Dock,Electric at Dock,Water at Dock,Dock
  • Has view: Yes
  • View description: Canal,Lawn/Garden
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Fresh,Navigable Water,Seawall,Gulf Access,River,Canal

Lot

  • Lot size: 0.27 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Double Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$654$7,848
Property Taxes $747$8,964
Electricity $227$2,729
Total$5,142$61,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,297/yr
40% on housing$154,260/yr
45% on housing$137,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 33919$186
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33919$230
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$695,000
2026-07-11Pending sale$695,000
2026-07-01Listed for sale$695,000
2022-04-15Sold$799,900
2022-02-26Pending sale$799,900
2022-02-25Listed for sale$799,900
2021-10-19Sold$500,400
2020-06-17Listing removed$461,900
2020-05-26Price change$461,900
2020-01-06Listed for sale$475,000
2016-08-05Sold$407,500
2016-05-05Listed for sale$449,000

For Sale by Agent

AgentBabs Maughan
BrokerageJohn R. Wood Properties

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