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17 Monaco #12, Newport Beach, CA, 92660

3beds
3baths
3,501sqft
$4,800,000
$1,371price/sqft
$28,149/moest. monthly cost
$1,125,960/yrincome needed

About This Home

Welcome to 17 Monaco — a stunningly remodeled residence in the prestigious Harbor Ridge community of Newport Beach. This sophisticated coastal retreat captures panoramic views of Catalina Island, the Pacific Ocean, and sparkling city lights, blending luxury, comfort, and timeless design. Spanning approximately 3,501 square feet, the reimagined interior showcases modern elegance with classic coastal style. Expansive windows flood the open-concept living spaces with natural light, framing breathtaking vistas from nearly every room. At the heart of the home, the chef-inspired kitchen impresses with top-tier appliances, custom cabinetry, a generous center island, and sleek quartz countertops. An adjoining dining area creates the perfect setting for gatherings, elevated by sweeping ocean and city light views. The primary suite offers a serene private escape with its own spacious patio for soaking in coastal scenery. Its spa-like bath features a soaking tub, dual vanities, and a walk-in shower wrapped in glass, designed to immerse you in tranquility. Two additional bedrooms and bathrooms provide comfort for guests and family, while a versatile den offers flexibility as a home office, formal dining room, or media space. As a resident of Harbor Ridge, you’ll enjoy exclusive amenities including 24-hour gated security, four pools, three tennis courts. Ideally located minutes from Fashion Island, world-class beaches, fine dining, luxury shopping, and the iconic Pelican Hill Resort & Golf Club, 17 Monaco presents a rare opportunity to own a coastal sanctuary in one of Newport Beach’s most sought-after communities. Schedule your private showing today and experience coastal living at its finest.

Getting Around

51
WalkingSomewhat Walkable
25
TransitSome Transit
50
BikeBikeable

Schools

8/10

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • New construction: Yes
  • Year built: 2022

Materials

  • Foundation: Brick/Mortar,Concrete Perimeter,Slab
  • Roof: Tile
  • Construction materials: Brick,Block,Drywall,Stucco

Other

  • Builder model: Lucerne
  • Builder name: Irvine Pacific

Type & Style

  • Home type: Condo
  • Architectural style: Modern
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: 6 Burner Stove,Built-In Range,Double Oven,Dishwasher,Freezer,Disposal,Refrigerator,Range Hood,Water Softener,Tankless Water Heater,Vented Exhaust Fan,Water Purifier
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Full Bath on Main Level,Linen Closet,Multiple Shower Heads,Remodeled,Separate Shower,Upgraded,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Features: Separate Family Room

Features

  • Breakfast Bar,Built-in Features,Balcony,Breakfast Area,Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Open Floorplan,Quartz Counters,Recessed Lighting,Wired for Sound,Bedroom on Main Level,Entrance Foyer,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Double Pane Windows,Insulated Windows,Roller Shields,Skylight(s)
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Family Room,Gas Starter,Living Room,Raised Hearth,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall,End Unit,No One Above,No One Below

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,501 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo,Pots & Pan Drawers,Quartz Counters,Remodeled,Self-closing Drawers,Updated Kitchen

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 46113139
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: Community,Filtered,Heated,Association
  • Patio & porch: Enclosed,Front Porch,Open,Patio
  • Has spa: Yes
  • Spa features: Association,Community,Heated
  • Fencing: Brick,Excellent Condition,Glass,Privacy
  • Has view: Yes
  • View description: Catalina,City Lights,Coastline,Ocean,Panoramic,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Coastline,Ocean,Water

Lot

  • Features: Back Yard,Corner Lot,Drip Irrigation/Bubblers,Front Yard,Sprinklers In Front,Sprinklers Timer,Sprinkler System,Street Level

Parking

  • Total spaces: 3
  • Parking features: Concrete,Door-Multi,Direct Access,Driveway,Driveway Up Slope From Street,Garage,Garage Door Opener,Oversized,Garage Faces Side,Side By Side,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,271$291,252
Home Insurance *$568$6,816
Property Taxes $2,560$30,720
Electricity $750$9,008
Total$28,149$337,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$965,108/yr
40% on housing$844,470/yr
45% on housing$750,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,371This listing

vs Other Active Listings

Avg $/sqft

ZIP 92660$1,480
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92660$1,348
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Listed for sale$4,800,000
2025-12-18Listing removed$4,800,000
2025-11-28Contingent$4,800,000
2025-07-01Listed for sale$4,800,000

New Construction

AgentMina Maghami
BrokerageBerkshire Hathaway HomeService

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