16424 Elm Creek Ln #4029, Lakeville, MN, 55044
About This Home
**Assumable VA mortgage at 4.625%** Step into this bright, south-facing end-unit featuring 3 bedrooms, 3 baths, and a vaulted living room with a cozy fireplace framed by east and south-facing windows. Hard to find super-extended garage—perfect for a workshop, studio, or extra storage. Upstairs, find three spacious bedrooms, including a Primary Suite with private bath and walk-in closet. Recent updates include a new furnace (Dec 2024). This home combines comfort, functionality, and natural light—don’t miss your chance to tour! **Weekends are the best time to see this home!**main floor new carpet installed 2025.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Upper Level
Basement
- Basement: None
Bedroom
- Level: Upper
- Area: 143
- Dimensions: 13x11
Bedroom2
- Level: Upper
- Area: 108
- Dimensions: 12x9
Bedroom3
- Level: Upper
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 72
- Dimensions: 9x8
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,424
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,424
- Total interior livable area: 1,424 sqft
Kitchen
- Level: Main
- Area: 108
- Dimensions: 12x9
Living Room
- Level: Main
- Area: 210
- Dimensions: 15x14
Patio
- Level: Main
- Area: 88
- Dimensions: 11x8
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 222670214029
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 658
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
Lot
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Dakota County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,440 | $17,280 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $227 | $2,724 |
| Electricity | $170 | $2,050 |
| Total | $1,978 | $23,736 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Listed for sale | $284,900 |
| 2025-11-26 | Listing removed | $283,500 |
| 2025-11-11 | Price change | $283,500 |
| 2025-09-01 | Price change | $284,900 |
| 2025-08-21 | Price change | $288,500 |
| 2025-07-02 | Listed for sale | $290,000 |
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