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2399 County Road 423 Lot 43, Lake Panasoffkee, FL, 33538

3beds
2baths
1,068sqft
$211,000
$198price/sqft
$1,552/moest. monthly cost
$62,080/yrincome needed

About This Home

Under Construction. Under Construction. New 3-Bedroom, 2-Bathroom Homes in Indian Estates This model is being built on 4 lots (43, 44, 45,46) ***Colors of finishings may vary home to home*** Discover these charming 1,050 sq. ft. homes located in the serene community of Indian Estates, Lake Panasoffkee, Florida. Featuring durable Hardy Board siding, architectural shingles, quartz countertops, stainless steel appliances. Luxury vinyl plank flooring, LED lighting, among many other finishing, this home is designed to impress. Nestled near the beautiful spring-fed Lake Panasoffkee, this community offers a peaceful retreat with convenient access to modern amenities. Enjoy being just minutes from The Villages and having quick access to I-75 and the Florida Turnpike, making travel a breeze. These homes won’t last long—schedule your tour today and find your perfect home in Indian Estates!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
South Sumter High SchoolGrades 7,9-128.4 mi
7/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame

Other

  • Builder model: 0

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom1

  • Level: First
  • Area: 54
  • Dimensions: 9x6

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen/Family Room Combo,Open Floorplan,Thermostat
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,068
  • Total interior livable area: 1,068 sqft

Kitchen

  • Level: First
  • Area: 165
  • Dimensions: 15x11

Living Room

  • Level: First
  • Area: 182
  • Dimensions: 13x14

Primary Bathroom

  • Level: First
  • Area: 60
  • Dimensions: 6x10

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Property

Details

  • Parcel number: F31G043
  • Zoning: R
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.33 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,066$12,792
Home Insurance *$159$1,908
Property Taxes $130$1,560
Electricity $197$2,366
Total$1,552$18,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,211/yr
40% on housing$46,560/yr
45% on housing$41,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 33538$145
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 33538$190
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$211,000
2026-03-20Price change$219,300
2026-02-14Price change$224,900
2025-10-29Price change$227,000
2025-09-12Price change$223,500
2025-04-20Price change$220,000
2025-03-31Listed for sale$225,000

New Construction

AgentKody Ondriezek
BrokerageFLAMINGO REAL ESTATE & MNGMT

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