509 Whitewater Rdg, Seneca, SC, 29678
About This Home
Discover the effortless charm of one-level living at 509 Whitewater Ridge. This home is perfectly situated on a prime lot within a sought-after neighborhood that features a community playground. Inside, enjoy a seamless open-floor plan as you enter the foyer to the family room, dining area, and kitchen which flow together—perfect for entertaining. The kitchen is a true standout, boasting stainless steel appliances, granite countertops and the rare convenience of two spacious pantry areas. Privacy is paramount here: The primary suite is tucked away for peace and relaxation, complete with a walk-in closet and a walk-in shower. Two additional bedrooms and a secondary bath are positioned on the opposite side of the home, offering comfort for guests or family. The walk-in laundry room is a great feature. This home also has a Smart System. Outside, the property includes a large double concrete driveway for easy parking. Located in Seneca, you’ll be moments away from the new Blue Ridge Elementary and Seneca Middle Schools, plus top-tier medical facilities, dining, and shopping. Whether you love the lake or dream of day trips to the Blue Ridge Mountains, this location has it all.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,See Remarks
- Laundry features: Washer Hookup,Electric Dryer Hookup
Basement
- Basement: None
Bedroom2
- Level: Main
- Dimensions: 10x10
Bedroom3
- Level: Main
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Dimensions: 4x00
Features
- Granite Counters,Bath in Primary Bedroom,Main Level Primary,Other,Pull Down Attic Stairs,See Remarks,Smooth Ceilings,Shower Only,Walk-In Closet(s),Walk-In Shower,Window Treatments,Breakfast Area
- Window features: Blinds,Insulated Windows,Tilt-In Windows,Vinyl
- Flooring: Carpet,Luxury Vinyl Plank
Great Room
- Level: Main
- Dimensions: 14x14
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric,Forced Air
Interior Area
- Total structure area: 1,183
- Total interior livable area: 1,183 sqft
Kitchen
- Level: Main
- Dimensions: 10x12
Laundry
- Level: Main
- Dimensions: 5x6
Master Bedroom
- Level: Main
- Dimensions: 13x12
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 2540801004
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Patio
- Living area range: 1000-1249
Lot
- Lot size: 6,098 sqft
- Features: City Lot,Level,Other,Subdivision,See Remarks
Parking
- Total spaces: 1
- Parking features: Attached,Garage,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Oconee County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $82 | $984 |
| Electricity | $204 | $2,449 |
| Total | $1,723 | $20,676 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Contingent | $259,900 |
| 2026-07-29 | Price change | $259,900 |
| 2026-07-24 | Listed for sale | $264,900 |
| 2026-01-29 | Sold | $236,900 |
| 2025-12-30 | Contingent | $239,900 |
| 2025-12-05 | Price change | $236,900 |
| 2025-11-19 | Price change | $239,900 |
| 2025-11-11 | Price change | $244,900 |
| 2025-10-24 | Price change | $247,900 |
| 2025-10-16 | Price change | $249,500 |
| 2025-10-13 | Listed for sale | $257,900 |
| 2025-10-06 | Contingent | $257,900 |
| 2025-09-24 | Price change | $257,900 |
| 2025-07-31 | Price change | $259,900 |
| 2025-07-22 | Price change | $254,900 |
| 2025-07-02 | Listed for sale | $272,990 |
For Sale by Agent
View on Zillow