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LOT 39196 56 & 57 Lakeshore Dr, Harrison Township, MI, 48045

4beds
4baths
4,047sqft
$1,831,618
$453price/sqft
$12,310/moest. monthly cost
$492,400/yrincome needed

About This Home

To Be Built: Stunning Whitney Colonial by Vitale Real Estate & New Homes! A rare opportunity to own 134 feet of direct lake frontage on Lake St. Clair in Harrison Township. This vacant lot features a steel seawall, private boat well, city water and sewer at the street, and endless potential for your future lakefront home. The proposed Whitney Colonial offers over 4,000sqft with 4 bedrooms, 3.1 bathrooms, a 4-car garage, and a spacious kitchen, dining nook, and family room designed for gatherings. The luxurious primary suite includes an expansive walk-in closet and thoughtfully designed bath. The listed price includes over $200,000 in luxury upgrades, offering high-end finishes and elevated design throughout. Buyers can build this home as shown or work with our architect to customize one of our existing plans to fit their needs. An adjacent parcel of the same size is also available, perfect for expanding your footprint or creating a multi-lot estate. Enjoy open water views, a prime location, and the chance to create something truly special on Lake St. Clair.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Const Start Upon Sale,New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick,Stone,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14 X 12

Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14 X 13

Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 12 X 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 4,047

Flex Room

  • Level: Entry
  • Area: 180
  • Dimensions: 15 X 12

Great Room

  • Level: Entry
  • Area: 361
  • Dimensions: 19 X 19

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 4,047 sqft

Kitchen

  • Level: Entry
  • Area: 361
  • Dimensions: 19 X 19

Laundry

  • Level: Second
  • Area: 80
  • Dimensions: 8 X 10

Other

  • Level: Second
  • Area: 126
  • Dimensions: 7 X 18

Other

  • Level: Second
  • Area: 50
  • Dimensions: 5 X 10

Other

  • Level: Entry
  • Area: 35
  • Dimensions: 7 X 5

Other

  • Level: Entry
  • Area: 156
  • Dimensions: 13 X 12

Primary Bathroom

  • Level: Second
  • Area: 150
  • Dimensions: 10 X 15

Primary Bedroom

  • Level: Second
  • Area: 256
  • Dimensions: 16 X 16

Property

Details

  • Parcel number: 1215379027
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Direct Water Frontage,Lake Front,Lake Privileges,Seawall,Waterfront
  • Waterbody name: Lake St Clair

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 110 x 230

Parking

  • Total spaces: 4
  • Parking features: Four Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,261$111,132
Home Insurance *$731$8,772
Property Taxes $1,877$22,524
Electricity $441$5,297
Total$12,310$147,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$422,057/yr
40% on housing$369,300/yr
45% on housing$328,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$453This listing

vs Other Active Listings

Avg $/sqft

ZIP 48045$202
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48045$207
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-02Listed for sale$1,831,618

New Construction

AgentLeah Lafata
BrokerageKaiser Realty Group LLC

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