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102 SE 42nd St, Cape Coral, FL, 33904

3beds
2baths
1,441sqft
$450,000
$312price/sqft
$3,455/moest. monthly cost
$138,200/yrincome needed

About This Home

Affordable opportunity meets convenience at this gulf access Cape Coral home. Situated with a straight shot south through the basin, ~30 minutes or less to open water! Perfect for those who value quick access to hop on the boat for a day of sightseeing, fishing, or even just a sunset run for cocktails, or dinner --without missing out on the convenience of a location that makes daily life more efficient with access to quick shopping, more dining and an easy commute over BOTH bridges into Ft Myers! Step inside a fully remodeled and upgraded interior to discover a bright, open layout designed for comfortable Florida living. Natural light pours in, creating a warm and inviting atmosphere throughout the main living spaces. Whether you're hosting guests or enjoying a quiet night in, the flow of this home makes it easy to do both! Outside, enjoy the Florida lifestyle with room to personalize—a sparkling pool is already in place but there is still plenty of room to create your dream outdoor space, or keep it low-maintenance and move-in ready! New owners will enjoy peace of mind with money saving features such as a newer roof (2017), AC & water heater (2021), impact-resistant doors and windows throughout and PAID OFF energy-saving solar panels for enhanced efficiency and lower utility costs. Budget easier with no expensive (and ever-increasing) energy bill! The oversized garage offers two full walls of built-in cabinetry for exceptional storage for anyone who likes to tinker or is downsizing. If you’ve been searching for a home that puts you close to everything while still offering comfort, style and peace of mind, this is the one! Motivated sellers await your reasonable offer

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Pelican Elementary SchoolGrades PK-50.9 mi
6/10
Gulf Middle SchoolGrades 6-82.5 mi
4/10
Cape Coral High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Freezer,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Closet Cabinetry,Eat-in Kitchen,Family/Dining Room,Living/Dining Room,Multiple Shower Heads,Shower Only,Separate Shower,Vaulted Ceiling(s),Split Bedrooms,Bathroom,Guest Quarters,Screened Porch
  • Window features: Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,914
  • Total interior livable area: 1,441 sqft

Property

Details

  • Parcel number: 124523C100236.0210
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Vinyl
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Fruit Trees,Patio
  • Has view: Yes
  • View description: Canal,Landscaped
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot
  • Lot size dimensions: 90 x 115 x 90 x 155

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$363$4,356
Property Taxes $620$7,440
Electricity $197$2,366
Total$3,455$41,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,457/yr
40% on housing$103,650/yr
45% on housing$92,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 33904$297
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33904$258
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$450,000
2026-04-14Price change$459,000
2026-03-30Price change$469,000
2026-03-19Price change$479,000
2026-03-03Price change$489,000
2026-02-12Price change$499,000
2026-01-22Listed for sale$515,000
2021-06-14Sold$510,000
2005-11-22Sold$449,000
1999-10-14Sold$115,000

For Sale by Agent

AgentA.J. Ackerman
BrokerageLPT Realty, LLC

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