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512 Bandera Dr, Howe, TX, 75459

4beds
4baths
2,845sqft
$599,900
$211price/sqft
$4,964/moest. monthly cost
$198,560/yrincome needed

About This Home

Welcome home. 512 Bandera Drive is where a true custom home builder brings his craftsmanship to new construction. Built by Akins Construction Inc, a builder known for primarily custom homes, this property showcases a level of quality, materials, and attention to detail rarely found in typical new builds. The exterior features cement board siding with premium exterior paint, beautifully accented by stonework, architectural rooflines, and a cedar privacy fence. An engineered foundation with soil testing for expansion provides long-term peace of mind, while a full sprinkler system is already in place. The lawn features a thick, premium grass. Inside, the home offers 4 bedrooms and 3.5 bathrooms, along with a thoughtfully designed layout that blends function and comfort. The main living area features vaulted ceilings, exposed wood beams, and expansive windows that fill the space with natural light. The open-concept design flows seamlessly into the kitchen and dining areas, ideal for everyday living and entertaining. A dedicated office with a built-in desk adds flexibility for work or study. Upstairs, you’ll find additional living space, perfect for a game room or second lounge, along with one of the full bathrooms and a bedroom with a walk-in-closet, making it ideal for guests or multi-generational living.. The home is beautifully trimmed throughout with one-of-a-kind crown stops for the transitions in the elevations, adding a custom finish rarely seen in new construction. Additional features include soft-close, stain-grade white hard maple cabinetry in the kitchen, bathrooms, laundry room, and coffee nook; custom-built closets; motion-sensor closets; a plumbing manifold system; open-cell spray foam insulation in the roof and exterior walls; and an additional attic sub-panel with room for future expansion. If this home isn’t the perfect fit, Akins Construction Inc offers the ability to build your dream home with the same quality and true craftsmanship showcased here.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Howe Intermediate SchoolGrades 3-50.9 mi
6/10
Howe Middle SchoolGrades 6-80.9 mi
7/10
Howe High SchoolGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Oven,Electric Range,Microwave,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedroom

  • Level: First
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 20 x 13

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,845 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Granite Counters,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 13 x 12

Living Room

  • Level: First
  • Dimensions: 21 x 18

Master Bedroom

  • Features: Dual Sinks,Double Vanity,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 13

Office

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 11

Property

Details

  • Parcel number: 459441
  • Exclusions: Staged Furniture.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Fenced,Privacy,Wood
  • Residential vegetation: Grassed

Lot

  • Lot size: 9,016 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$535$6,420
Property Taxes $1,084$13,008
Electricity $312$3,748
Total$4,964$59,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,194/yr
40% on housing$148,920/yr
45% on housing$132,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 75459$197
Grayson County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 75459$142
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-01Listed for sale$625,000
2025-12-20Listing removed$625,000
2025-10-29Price change$625,000
2025-07-02Listed for sale$649,000

New Construction

AgentCarmen Dutton, HBL, Realtors, Michelle McCullough, HBL, Realtors
BrokerageHBL, Realtors

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