See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

105 SE 44th Ter, Cape Coral, FL, 33904

2beds
2baths
1,206sqft
$239,000
$198price/sqft
$2,002/moest. monthly cost
$80,080/yrincome needed

About This Home

Seller is motivated and ready to accept your offer. Check out this affordable 2-bedroom, 2-bath ranch ideally located just off of Santa Barbara and blocks away from Cape Coral Parkway, Publix, shopping, dining, and the entertainment that SE Cape Coral has to offer. This nicely maintained property has a bright, open floor plan with updated kitchen appliances, new roof and a fenced in yard. The property offers plenty of private outdoor space for relaxing in the sunshine with friends and family or adding your own personal touch. Whether you’re looking for a starter home, vacation getaway, or investment opportunity, this home delivers the best of Cape Coral living in a prime location.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Pelican Elementary SchoolGrades PK-51.2 mi
6/10
Gulf Middle SchoolGrades 6-82.7 mi
4/10
Cape Coral High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Family/Dining Room,French Door(s)/Atrium Door(s),Living/Dining Room,Shower Only,Separate Shower,Tub Shower,Family Room,Screened Porch
  • Door features: French Doors
  • Window features: Single Hung,Sliding,Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,708
  • Total interior livable area: 1,206 sqft

Property

Details

  • Parcel number: 124523C400208.0490
  • Lease amount: 0
  • Land lease expiration date: 1780185600000
  • Zoning description: R1

Features

  • Stories: 1
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Fence,Patio,Room For Pool
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$192$2,304
Property Taxes $405$4,860
Electricity $197$2,366
Total$2,002$24,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,640/yr
40% on housing$60,060/yr
45% on housing$53,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 33904$298
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33904$258
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$249,000
2026-02-14Listed for sale$259,000
2025-10-21Listing removed$239,000
2025-10-14Price change$239,000
2025-08-11Price change$249,500
2025-08-07Price change$257,000
2025-02-25Price change$258,000
2025-01-21Listed for sale$260,000
2016-08-18Listing removed$1,250
2015-06-25Listing removed$1,200
2015-06-02Price change$1,200
2015-05-26Listed for rent$1,300
2007-01-31Sold$179,000
2004-12-22Sold$157,900
2004-02-27Sold$102,500

For Sale by Agent

AgentEllen Daniels
BrokerageGulf Gateway Realty, Inc.

Similar Homes