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106 SE 5th St, Cape Coral, FL, 33990

4beds
3baths
2,150sqft
$699,000
$325price/sqft
$5,387/moest. monthly cost
$215,480/yrincome needed

About This Home

Breathtaking canal view sunsets, in the heart of Cape! Very bright and open floorplan flows out to the pool area and opens to a breathtaking canal view. Southern rear exposure, so you ll be able to enjoy stunning sunrises and sunsets here. The interior design is modern and has a lot of fun decorations and collector items giving this home a happy colorful feel. You ll enjoy the heated salt water pool and plenty of lounging space by the pool or extra deck outside. The pool deck has a sun roof and there is a new coated metal roof. Awesome quiet neighborhood even located very close to all amenities. Master shower has a regular shower PLUS a rainfall one. Pool has a LED color logic light turning the entire pool in different colors. All appliances are top shelf and brand new. Oven with integrated air fryer and microwave. Spa in courtyard is unusual big capacity 8+ personsa dn has its own waterfall from the privacy wall. This home has a unique floor plan with the cabana which will serve as guest quarter, in law suite or home office separate from the living area. Dock is prepared to install a jet ski lift. Seller does own adjacent vacant lot and does consider package deal.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Caloosa Elementary SchoolGrades PK-52.0 mi
4/10
Caloosa Middle SchoolGrades 6-81.9 mi
4/10
Cape Coral High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Courtyard,Ranch,One Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub,Dual Sinks,Living/Dining Room,Separate Shower,Split Bedrooms,Bathroom,Guest Quarters,Screened Porch
  • Window features: Single Hung,Sliding
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,621
  • Total interior livable area: 2,150 sqft

Property

Details

  • Parcel number: 134423C401081.0030
  • Lease amount: 0
  • Zoning description: R1-W

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Screen Enclosure,Salt Water,Outside Bath Access
  • Patio & porch: Deck,Lanai,Patio,Porch,Screened
  • Exterior features: Courtyard,Deck,Sprinkler/Irrigation,None,Patio,Privacy Wall,Water Feature
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite,In Ground,Screened
  • Has view: Yes
  • View description: Canal,Landscaped,Partial Buildings
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access,Seawall

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$528$6,336
Property Taxes $1,109$13,308
Electricity $216$2,596
Total$5,387$64,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,697/yr
40% on housing$161,610/yr
45% on housing$143,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 33990$211
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33990$215
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$699,000
2026-01-02Listed for sale$750,000
2025-08-04Listing removed$789,000
2025-05-19Price change$789,000
2025-05-12Listed for sale$750,000
2013-12-03Sold$238,000
2013-11-19Listed for sale$350,000
2010-02-11Sold$170,000
2005-04-08Sold$399,900

For Sale by Agent

AgentKurt Melzer
BrokerageSelect Realty Associates, Inc.

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