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4902 Seville CT, Cape Coral, FL, 33904

2beds
2baths
1,228sqft
$524,900
$427price/sqft
$4,040/moest. monthly cost
$161,600/yrincome needed

About This Home

BRING AN OFFER — DIRECT GULF ACCESS ON A RARE DOUBLE LOT WITH THOUSANDS IN RENTAL BOOKINGS FOR 2026 ALREADY! ASSUMABLE FLOOD!!! Boaters, investors, and vacation home seekers—this is your chance to own a turnkey waterfront retreat in Cape Coral! Situated on an oversized double lot with direct sailboat access and no bridges, you’re just 10 minutes to the Caloosahatchee River and 20 minutes to Fort Myers Beach. Step into your backyard paradise featuring a screened-in heated saltwater pool, brand-new composite deck, and a 10,000-pound boat lift ready for your next adventure. Lush landscaping, full irrigation, and an elevated lot provide privacy and incredible curb appeal. Inside, the open, sun-filled floor plan boasts vaulted ceilings, upgraded flooring, and a remodeled kitchen with soft-close cabinets, stainless steel appliances, and a massive 12-foot granite island—perfect for entertaining family and friends. The master suite is a true retreat with an oversized walk-in closet and a luxury bath with dual quartz vanities and a walk-in shower. Guest bedrooms are spacious, with fully updated bathrooms for comfort and style. Additional highlights include a deep 2-car garage, new washer/dryer with laundry tub, new roof, new pool heater, and city water & sewer. With no rental restrictions and strong rental bookings already in place, this home is ideal for high-income vacation rentals, a private getaway, or a primary residence. A 2006 Cobia boat can be included with a strong offer. Located in the heart of Cape Coral near shopping, dining, and entertainment, this Gulf access home delivers the ultimate Florida lifestyle—boating, entertaining, upgrades, and income potential all in one.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
Cape Elementary SchoolGrades PK-51.6 mi
6/10
Gulf Middle SchoolGrades 6-83.0 mi
3/10
Ida S. Baker High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Refrigerator/Freezer,Self Cleaning Oven,Warming Tray,Washer
  • Laundry features: Washer/Dryer Hookup,In Garage,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Bar, Dining - Living

Features

  • Bar,Built-In Cabinets,Laundry Tub,Smoke Detectors,Walk-In Closet(s),Window Coverings,Guest Bath,Guest Room,Laundry in Garage,Screened Lanai/Porch
  • Window features: Window Coverings,Storm Protection (Other)
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,586
  • Total interior livable area: 1,228 sqft

Property

Details

  • Parcel number: 134523C100098.0010
  • Zoning: R1-W

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Custom Upgrades,Salt Water,Screen Enclosure
  • Patio & porch: Screened Lanai/Porch
  • Exterior features: Dock,Outdoor Shower,Boat Lift
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front,Navigable Water

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Oversize

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$423$5,076
Property Taxes $766$9,192
Electricity $197$2,366
Total$4,040$48,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,514/yr
40% on housing$121,200/yr
45% on housing$107,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 33904$296
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33904$258
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$530,000
2026-03-18Price change$545,000
2025-10-27Listed for sale$549,000
2025-10-25Listing removed$549,000
2025-10-22Price change$549,000
2025-08-02Price change$559,000
2025-04-24Listed for sale$569,900
2024-10-03Listing removed$674,999
2024-07-11Listed for sale$674,999
2024-02-05Listing removed--
2024-01-04Price change$725,000
2023-12-04Listed for sale$750,000
2022-09-12Sold$500,000
2022-08-13Pending sale$520,000
2022-08-02Price change$520,000
2022-06-28Price change$579,000
2022-05-22Listed for sale$625,000
2013-08-05Sold$230,000
2013-06-19Pending sale$250,000
2013-05-02Listed for sale$250,000
1995-09-19Sold$82,000

For Sale by Agent

AgentBrehna Hovland, Hovland Realty, LLC
BrokerageHovland Realty, LLC

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