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5330 Cobalt Ct, Cape Coral, FL, 33904

2beds
2baths
1,509sqft
$579,000
$384price/sqft
$4,467/moest. monthly cost
$178,680/yrincome needed

About This Home

Come sail away down the DIRECT ACCESS, Cobalt canal. Just seconds to the open water and minutes to Island Beaches of Fort Myers, Sanibel & Captiva. Try world class Tarpon fishing at Boca Grande or maybe lunch around the bend at Bimini Basin restaurant. This Yacht Club updated coastal furnished home is TURNKEY ready for your vacation home or seasonal rental. A bright sunny interior greets you with this open plan with lots of glass to view the pool and canal. Easy care light luxury vinyl plank featured in great room and bedrooms and oversized tile in kitchen and baths. Come discover the always popular yacht club area with cul de sac streets leading to the Caloosahatchee gulf access river. Enjoy swimming in your heated pool with large sunning deck with pavers.. Toast the sunsets at your dock with updated tiki. This home has been updated and well maintained. 2016 updates inc: roof, pool cage, flat deck, pavers, A/C, pool heater. 2017: new wooden dock & tiki, pool resurfaced, new skimmer and A/C ducts. In 2018: house repiped. 2022: 8 windows and new electric panel. After Hurricane Ian, mold tough drywall installed, new paint & new vanities. 2024: new kitchen cabinets, new washer & dryer, new fridge and all new furniture. The den has been converted into THIRD bedroom and is ready with king sized bed for your guests! Extra wide driveway for all of your family and visitors. Everything is ready to start enjoying you vacation pool home. Don't spend another winter shoveling snow and only worries here where to go boating today or what time are the margaritas ready! Buy today as an investment as a seasonal rental and later build your new home in this great boating location. There are many new homes being built in the area now. Ride your bike to the River front beach now and know in the future you or your tenants will be able to share in the amenities being built into the new Yacht Club public marina and beach space: including dock, marina & restaurants. How about after a day of boating being less than 1.5 miles to downtown entertainment district with many new open air design seafood restaurants, gastro pubs, and a vibrant night life that has events all season. A past tenant has interest in coming back too! Come check out this Direct access gem today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Cape Elementary SchoolGrades PK-51.6 mi
6/10
Gulf Middle SchoolGrades 6-83.8 mi
3/10
Ida S. Baker High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1963

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,In Garage,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,French Door(s)/Atrium Door(s),Living/Dining Room,Shower Only,Separate Shower,Cable TV,Window Treatments,Split Bedrooms,Screened Porch
  • Door features: French Doors
  • Window features: Jalousie,Single Hung,Sliding,Window Coverings
  • Flooring: Other,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,866
  • Total interior livable area: 1,509 sqft

Property

Details

  • Parcel number: 134523C300146.0150
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Screen Enclosure,Salt Water
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Fruit Trees,Sprinkler/Irrigation,Patio,Shutters Manual
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$467$5,604
Property Taxes $876$10,512
Electricity $197$2,366
Total$4,467$53,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,154/yr
40% on housing$134,010/yr
45% on housing$119,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 33904$296
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33904$258
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$599,000
2023-02-09Sold$610,000
2023-01-31Pending sale$656,000
2023-01-17Price change$656,000
2023-01-09Price change$675,000
2022-12-30Listed for sale$699,900
2022-12-25Pending sale$699,900
2022-12-22Listed for sale$699,900
2016-08-23Sold$235,000
2016-06-24Pending sale$319,000
2016-03-10Listed for sale$319,000

For Sale by Agent

AgentMaureen Gobbi
BrokerageRE/MAX Trend

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