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7032 W Ln, Granite Bay, CA, 95746

3beds
2baths
2,408sqft
$899,000
$373price/sqft
$5,861/moest. monthly cost
$234,440/yrincome needed

About This Home

Welcome to Hidden Valley, one of Granite Bay's most desirable communities, known for its unique blend of country living, horse-friendly lifestyle, and resort-style amenities. Situated on nearly one acre, this fully renovated ranch-style home has been thoughtfully redesigned with modern finishes and quality upgrades throughout. The spacious floor plan features two separate living spaces, a stunning kitchen, a dedicated office, working from home and a layout ideal for entertaining. Step outside and discover endless possibilities. The expansive lot offers ample space for RV parking, boat storage, workshops, additional outbuildings, or future customization. Whether you envision a resort-style pool, outdoor kitchen, fire pit, sport court, or additional entertaining areas, this property provides the room to make it happen. An existing gazebo creates the perfect setting for outdoor dining, relaxing, and enjoying the peaceful surroundings. As a resident of Hidden Valley, you'll enjoy an unmatched lifestyle with approximately 180 acres of community-owned open space featuring miles of hiking, jogging, and riding trails, several lakes and ponds for fishing and wildlife viewing, a private swim beach, community horse arena, and acres of fenced grazing areas. The community allows up to two horses per property, making it a dream setting for horse enthusiasts and outdoor lovers alike. Residents also enjoy the Oak Lake Clubhouse, complete with a fireplace, full kitchen, restrooms, and outdoor patio/deck for gatherings and events. The Oak Lake Recreation Area offers a swimming lake, diving platform, water slide, children's play area, baseball diamond, horseshoe pits, built-in BBQs, expansive lawn areas, and public restrooms. Hidden Valley also benefits from its own private water source, further enhancing the appeal of one of Granite Bay's most unique and sought-after communities. Located just minutes from Folsom Lake, award-winning schools, shopping, dining, and recreation, this exceptional property offers the perfect balance of privacy, space, and convenience. Experience the lifestyle that has made Hidden Valley one of the Sacramento region's most sought-after communities.Come experience everything this exceptional property and community have to offer, this is one you truly must see in person to appreciate.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
10/10
Del Oro High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Raised,Slab
  • Roof: Composition
  • Construction materials: Stucco,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Cabinets,Hookups Only,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Space in Kitchen

Features

  • Flooring: Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,408 sqft

Kitchen

  • Features: Breakfast Area,Quartz Counter,Kitchen Island,Kitchen/Family Combo

Property

Details

  • Zoning: RS-AG-B-40
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.93 Acres
  • Features: Auto Sprinkler F&R,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Boat,RV Possible,RV Storage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$209$2,508
Property Taxes $591$7,092
Electricity $516$6,196
Total$5,861$70,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,948/yr
40% on housing$175,830/yr
45% on housing$156,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 95746$379
Placer County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 95746$395
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$899,000
2026-07-16Price change$899,000
2026-06-26Price change$925,000
2026-06-19Price change$949,000
2026-06-05Listed for sale$959,000
2026-04-01Sold$674,000
2009-11-12Sold$392,000
2005-07-14Sold$585,000

For Sale by Agent

AgentElena Rotari
BrokerageBetter Homes and Gardens RE

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