




8160 Encino Ave, Stockton, CA, 95209
About This Home
Experience the best of both worlds with this spacious 3-bedroom, 2-bathroom home that offers the serenity of country living right in the heart of town. 3% Assumable Interest Rate. Situated in the highly desirable Lincoln Unified School District on a lot just under half an acre, this impressive property combines old-world charm with tasteful modern updates. Owned solar with 60 panels adds tremendous value with utility savings. Inside, you'll find generously sized bedrooms, plus large separate living and family rooms filled with natural light perfect for relaxation or hosting gatherings. The spacious kitchen opens to the family room, creating a warm, connected space where everyone can be part of the conversation and the fun. The backyard is truly a showstopper, featuring a large patio with a gazebo ideal for entertaining, a sprawling lawn for parties or play, and a fenced garden area for the green thumb in the family. Several mature fruit trees line the property for your own backyard harvest. From its inviting interior to its one-of-a-kind outdoor amenities, this home truly has it all.
Getting Around
Schools
Construction
Condition
- Year built: 1939
Materials
- Foundation: Raised,Slab
- Roof: Composition
- Construction materials: Stucco,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave,Wine Refrigerator
- Laundry features: Laundry Room,Cabinets,Sink,Ground Floor,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Space in Kitchen,Formal Area
Features
- Flooring: Laminate,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Family Room,Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,808 sqft
Kitchen
- Features: Breakfast Area,Pantry Cabinet,Granite Counters,Kitchen/Family Combo
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Tile,Tub,Window
Master Bedroom
- Features: Closet,Walk-In Closet,Sitting Area
Property
Details
- Zoning description: R-L
- Special condition: Standard
Features
- Fencing: Back Yard
Lot
- Lot size: 0.39 Acres
- Features: Auto Sprinkler F&R
Parking
- Total spaces: 2
- Parking features: Attached,RV Possible
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,463 | $41,556 |
| Home Insurance * | $203 | $2,436 |
| Property Taxes | $450 | $5,400 |
| Electricity | $602 | $7,225 |
| Total | $4,718 | $56,616 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-09 | Price change | $699,950 |
| 2026-01-22 | Listed for sale | $724,950 |
| 2025-12-15 | Listing removed | $724,950 |
| 2025-10-06 | Price change | $724,950 |
| 2025-08-20 | Listed for sale | $749,950 |
| 2021-05-06 | Sold | $550,000 |
| 2012-08-29 | Sold | $295,000 |
| 2008-06-20 | Sold | $276,000 |
| 2005-09-04 | Sold | $615,000 |
| 2003-06-03 | Sold | $285,000 |
