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111-109 W Delano St, Elverta, CA, 95626

5beds
3baths
2,232sqft
$950,000
$426price/sqft
$6,081/moest. monthly cost
$243,240/yrincome needed

About This Home

*Endless Possibilities on Two Parcels come in total 4.54 Acres with Two Homes in One Lot, Vacant land, Barn & Income Potential!* A rare opportunity to own an exceptional multi-parcel property offering incredible flexibility for homeowners, investors, multi-generational living, or those seeking space for a home-based business or hobby farm. Situated on two separate parcels, this unique property features two homes, a massive 40' x 60' permitted barn with electricity, multiple outbuildings, and a separate vacant lot 1.08 Acres with future potential. The primary residence at 111 Delano Street offers approximately 1,632 square feet with 4 bedrooms and 2 bathrooms, including a beautifully added bedroom and bathroom completed in 2021. Additional improvements include a new HVAC system (2019), new septic system (2011), updated electrical, and numerous upgrades that provide comfort and peace of mind. The second home at 109 Delano Street has its own separate septic system, separate electrical meter, and shares the property's well, creating excellent opportunities for rental income, extended family, or guest accommodations. The property also features a permitted 40' x 60' barn with electricity, three storage sheds, and abundant space for equipment, RVs, boats, workshops, animals, or future expansion. The separate vacant parcel offers even more possibilities, making this an outstanding long-term investment. Whether you're looking to generate rental income, accommodate multiple generations under one property, or simply enjoy the freedom of country-style living with room to grow, opportunities like this are incredibly rare. Schedule your private tour today and discover the endless potential this one-of-a-kind property has to offer.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
3/10

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Raised
  • Roof: Shingle,Composition
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: MultiFamily
  • Architectural style: A-Frame,Contemporary
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Free-Standing Gas Oven,Free-Standing Gas Range,Free-Standing Refrigerator,Gas Cooktop,Ice Maker,Dishwasher,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookups

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Wall Furnace
  • Cooling features: Ceiling Fan(s),Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,232 sqft

Property

Details

  • Zoning: RD-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Topography of land: Level,Level

Lot

  • Lot size: 3.46 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 4
  • Parking features: Carport
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$199$2,388
Property Taxes $601$7,212
Electricity $478$5,743
Total$6,081$72,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,491/yr
40% on housing$182,430/yr
45% on housing$162,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 95626$365
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95626$337
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$950,000
2011-12-30Sold$190,000

For Sale by Agent

AgentTiffanny Dang
BrokeragePortfolio Real Estate

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