20800 Elliott Rd, Lockeford, CA, 95237
About This Home
Tucked away down a quiet, private lane lies this exceptional 54 acreage walnut ranch, the ultimate blend of serene country living, income producing orchards, and incredible upside potential. At the heart of the property sits a spacious custom-built home surrounded by mature walnut orchards of varying ages. While the house is ready for your personal touch and some thoughtful updating, it offers solid bones and generous room sizes. With a little loving care, this diamond-in-the-rough can easily transform into the showcase rural retreat you've always envisioned. Step outside and you're enveloped by your own private walnut grove. The trees literally surround the homesite, creating natural privacy and beauty in every direction. Just a short, peaceful walk from the back door awaits your exclusive river frontage, perfect for morning coffee by the water, fishing, kayaking, or simply escaping the world. The orchard is currently irrigated via deep well turbine, however a riparian point of diversion is available. Whether you're seeking a family legacy property, a gentleman's ranch with cash flow, or an agricultural investment with significant tax advantages, this ranch checks every box. Properties offering this combination of privacy, proven production, riparian rights, and river frontage rarely come to the market. Bring your vision and come tour this hidden gem today. Your dream rural lifestyle is waiting!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Foundation: Raised,Slab
- Roof: Tile
- Construction materials: Concrete,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Other,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Dining Room
- Features: Formal Room,Other
Features
- Flooring: Other
- Number of fireplaces: 2
- Fireplace features: Stone,Wood Burning,Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,056 sqft
Kitchen
- Features: Breakfast Area
Master Bedroom
- Features: Balcony,Outside Access
Property
Details
- Zoning description: AG-40
- Special condition: Other
Features
- Fencing: Gated Driveway/Sidewalks
- On waterfront: Yes
- Waterfront features: River Access,River Front
Lot
- Lot size: 54 Acres
- Features: Other
Parking
- Parking features: Attached,Covered,RV Storage,Other,Gated
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,354 | $112,248 |
| Home Insurance * | $482 | $5,784 |
| Property Taxes | $1,217 | $14,604 |
| Electricity | $440 | $5,290 |
| Total | $11,493 | $137,916 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-16 | Listed for sale | $1,850,000 |
View on Zillow