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18110 N Olga Dr, Alva, FL, 33920

5beds
4baths
3,457sqft
$1,899,900
$550price/sqft
$12,881/moest. monthly cost
$515,240/yrincome needed

About This Home

An Iconic Opportunity to own a true landmark of Historic Old Florida, One of the areas's most distinctive Waterfront Estates. It is reminiscent of the days when Henry Ford and Thomas Edison vacationed in SWFL, this timeless 1916 estate blends rich heritage with modern comfort. Thoughtfully and seamlessly expanded in 2000, the home preserves its historic integrity while enhancing modern functionality. Situated on just over an acre of beautifully landscaped, unrestricted riverfront property along the Northern side of the Caloosahatchee River, this hidden gem is surrounded by multimillion-dollar riverfront estates and framed by majestic oak trees, creating a picturesque Old Florida setting with natural shade, privacy, and a nostalgic feel from the moment you arrive. The property offers Direct Gulf Access with deep water frontage; Ideal for boaters and water enthusiasts, launch from your private on-site ramp for effortless days on the water, or simply relax and take in breathtaking sunrise & sunsets and panoramic river views from the expansive wraparound deck. As you enter the home, you immediately feel a warm, inviting atmosphere blending cozy charm with the elegance of a luxury waterfront estate.The Unique floor plan flows effortlessly for both everyday living and entertaining, Home Features 5 bedrooms & 3.5 Baths, High Ceilings, Porcelain Plank Tile Flooring, Spacious Family, Dining & Living areas, An oversized Laundry and utility room. Multiple doorways lead to the wraparound deck, providing a variety of sitting areas to enjoy serene river views and much more. The newly updated custom chef’s kitchen is a showpiece, with quartz countertops, sharp-edge high-end appliances, an induction cooktop, standalone ice maker, Bluetooth-compatible smart oven and microwave, custom soft-close cabinetry and drawers, and much more. Perfect for cooking, dining, and entertaining with breathtaking river views as your backdrop.Updates and Highlights include (but are not limited to): 2 HVAC systems, 2 water heaters, Electrical & Plumbing, Whole-house Reverse Osmosis System, Central Vacuum System, Low-E energy-efficient Windows and Sliders, Full-size pantry, Cedar Closets and abundant storage throughout all while preserving it's classic charm. Bonus: Assumable Flood Insurance Policy of just $1,464 annually, providing substantial savings to the new owner. An oversized pole-barn-style 2.5-car garage features high ceilings, a separate workshop, and a loft for additional storage offering ample space for tools, hobbies, or all the joys of country and waterfront living. Conveniently located near shopping, dining, I-75, and Babcock Ranch an area experiencing continued growth and development yet peacefully tucked away, this one-of-a-kind estate has been the heart of family gatherings, celebrations, and weddings for over 30 years and is ready to continue that legacy for generations to come. Endless opportunities await the right buyer. Schedule your private showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
6/10
The Alva SchoolGrades PK-86.3 mi
4/10
Riverdale High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Other,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Separate Ice Machine,Self Cleaning Oven,Wine Cooler,Warming Drawer,Washer,Water Softener,Water Purifier
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Breakfast Bar,Bedroom on Main Level,Bathtub,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Eat-in Kitchen,Fireplace,Jetted Tub,Kitchen Island,Living/Dining Room,Custom Mirrors,Pantry,Sitting Area in Primary,Separate Shower,Cable TV,Upper Level Primary,Walk-In Pantry,Bar,Walk-In Closet(s),Bathroom,Family Room,Guest Quarters,Other,Workshop
  • Window features: Arched,Other,Tinted Windows,Window Coverings
  • Flooring: Carpet,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,965
  • Total interior livable area: 3,457 sqft

Property

Details

  • Parcel number: 1543260000017.0010
  • Lease amount: 0
  • Zoning description: AG-2
  • Other equipment: Intercom,Reverse Osmosis System
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Patio,Porch
  • Exterior features: Deck,Sprinkler/Irrigation,None,Patio,Room For Pool,Storage
  • Has view: Yes
  • View description: Landscaped,River,Trees/Woods,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Navigable Water,River Front,Riprap,Across the Road Water Frontage
  • Horses can be raised: Yes

Lot

  • Lot size: 1.09 Acres
  • Features: Irregular Lot,Multiple lots,Oversized Lot,Other,Sprinklers Automatic

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,606$115,272
Home Insurance *$787$9,444
Property Taxes $2,141$25,692
Electricity $347$4,174
Total$12,881$154,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$441,634/yr
40% on housing$386,430/yr
45% on housing$343,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 33920$279
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33920$215
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$1,899,900
1993-07-09Sold$11,000

For Sale by Agent

AgentLaura Onzo
BrokerageStarlink Realty, Inc

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