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15659 La Paz St, Tracy, CA, 95304

4beds
3baths
2,025sqft
$1,200,000
$593price/sqft
$7,540/moest. monthly cost
$301,600/yrincome needed

About This Home

Here is the Ranchette you have been waiting for! This lovely home has been updated and ready to show off with the open living area floor plan and gourmet kitchen that will welcome all to come for the family gatherings, located on 1.5 acres m/l, lots of out buildings, room for horses, hobbies, boat, family size built in heated pool with diving board & spa, 4 bedrooms, 2.5 baths, RV welcome; bring the kids, toys, chickens. A peaceful corner lot with shade trees and privacy and located in the Lamersville Unified School District. There is room for garden, chickens, room for possible A D U, situated in a convenient location for commuters going to the bay area

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
10/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Raised
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Microwave
  • Laundry features: Laundry Room,Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Room,Bar,Dining/Living Combo

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,025 sqft

Kitchen

  • Features: Other Counter,Kitchen Island

Property

Details

  • Zoning: Res
  • Special condition: Standard
  • Horse amenities: Corral(s),Cross Fenced,Fenced,Other

Features

  • Private pool: Yes
  • Pool features: In Ground,Gunite
  • Fencing: Back Yard
  • Topography of land: Level,Level
  • Horses can be raised: Yes

Lot

  • Lot size: 1.46 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Access/Parking,Garage Faces Front,Guest,Driveway,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$249$2,988
Property Taxes $790$9,480
Electricity $434$5,210
Total$7,540$90,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,514/yr
40% on housing$226,200/yr
45% on housing$201,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$593This listing

vs Other Active Listings

Avg $/sqft

ZIP 95304$386
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95304$344
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$1,200,000
1999-09-27Sold$355,000

For Sale by Agent

AgentSue Ormonde
BrokerageColdwell Banker Valley Central

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