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5212 SW 8th Ct, Cape Coral, FL, 33914

3beds
3baths
2,312sqft
$945,000
$409price/sqft
$6,848/moest. monthly cost
$273,920/yrincome needed

About This Home

Situated in one of Cape Coral’s most desirable waterfront neighborhoods, this charming home offers direct Gulf access with no bridges—making it a boater’s paradise. A private boat dock and lift make heading out on the water effortless, whether for a morning cruise or sunset sail. Designed with both comfort and elegance in mind, the extended floor plan adds four extra feet to the main living space, enhancing the home’s airy, open feel—perfect for both entertaining and everyday living. The split-bedroom layout ensures privacy, while generous closets and thoughtful storage throughout offer practical appeal. Inside, the freshly painted interior (2023) is filled with natural light, complemented by soaring ceilings, plantation shutters, and a propane fireplace that adds a cozy yet refined touch. Sliders lead out to a west-facing lanai that frames stunning Florida sunsets and opens to a gorgeous oversized pool—ideal for lounging, entertaining, or hosting unforgettable poolside gatherings. The pool was resurfaced in 2024 and is surrounded by tastefully updated pavers (2022), which also extend to the driveway for a cohesive look. The kitchen is both functional and timeless, featuring cherrywood cabinets, elegant granite countertops (2023), and a layout that’s perfect for culinary enthusiasts. Bathrooms have also been upgraded with new granite (2023), and the primary suite offers a relaxing escape with its spacious layout and luxurious Jacuzzi tub. New carpet installed in 2023 adds softness underfoot in select areas. Also, the property has a new washer and dryer for added convenience. Outside, the pristine, lush landscape wraps the home in beauty and tranquility. This home offers a rare combination of waterfront access, thoughtful upgrades, and a layout built for both comfort and sophistication. With no HOA and just minutes from open water, this elegant retreat is ready to welcome you home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
Pelican Elementary SchoolGrades PK-52.3 mi
6/10
Gulf Middle SchoolGrades 6-82.5 mi
3/10
Ida S. Baker High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Bathtub,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,French Door(s)/Atrium Door(s),Fireplace,High Ceilings,Kitchen Island,Main Level Primary,Other,Pantry,Separate Shower,Walk-In Closet(s),Window Treatments,Split Bedrooms,Family Room,Screened Porch
  • Door features: French Doors
  • Window features: Single Hung,Sliding,Shutters,Window Coverings
  • Flooring: Carpet,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,837
  • Total interior livable area: 2,312 sqft

Property

Details

  • Parcel number: 154523C301668.0760
  • Lease amount: 0
  • Zoning description: R1-W

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,In Ground,Pool Equipment,Screen Enclosure
  • Patio & porch: Deck,Lanai,Porch,Screened
  • Exterior features: Deck,Fence,Sprinkler/Irrigation,Other
  • Has view: Yes
  • View description: Canal,Landscaped,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$557$6,684
Property Taxes $1,281$15,372
Electricity $232$2,792
Total$6,848$82,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,788/yr
40% on housing$205,440/yr
45% on housing$182,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$364
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Price change$945,000
2026-02-25Price change$999,000
2025-08-01Listed for sale$1,144,220
2000-04-18Sold$70,000

For Sale by Agent

AgentErin Harrel
BrokerageKeller Williams Realty Fort Myers and the Islands

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