




4817 Cosmos Dr, Stockton, CA, 95212
About This Home
FHA assumable loan at 3.75% Discover this beautifully updated 3 bedroom 2 full bath home offering approximately 1,671 sqft of comfortable living space on an expansive 10,125 sqft lot. Inside you will find hardwood and laminate flooring throughout the main living areas with tile flooring in guest bathroom. A versatile bonus room provides the perfect space for a home office, hobby room or study. The spacious family room is warm and inviting, showcasing a stunning wood ceiling with exposed wood beams an ideal setting for relaxing or entertaining guests. The oversized kitchen offers abundant counter space and plenty of cabinetry. Making meal preparation and gatherings a breeze. The guest bathroom has been completely remodeled with a new vanity, updated tile and modern finishes. Additional recent improvements include a freshly painted interior, a newer electrical panel, and a newer comp presidential roof for added peace of mind. Step outside to enjoy the generous backyard designed for entertaining and family fun. The property includes two storage sheds for extra storage and an above ground swimming pool and play structure that is perfect for kids. The oversized lot also offers ample outdoor space with endless possibilities while extra front parking provides added convenience.
Getting Around
Schools
Construction
Condition
- Year built: 1961
Materials
- Foundation: Raised
- Roof: Fiberglass
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven/Range
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: FormalDiningRoom
Family Room
- Features: KitchenFamilyRoomCombo
Features
- Flooring: Laminate,Wood
- Number of fireplaces: 2
- Fireplace features: Wood Burning
Heating & Cooling
- Heating features: Fireplace(s)
- Cooling features: Ceiling Fan(s),Whole House Fan,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,671
- Total interior livable area: 1,671 sqft
Property
Details
- Parcel number: 08605210
- Zoning: R-VL
- Special condition: Standard
Features
- Stories: 1
- Pool features: None
- Fencing: Back Yard
Lot
- Lot size: 10,123 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,515 | $30,180 |
| Home Insurance * | $139 | $1,668 |
| Property Taxes | $327 | $3,924 |
| Electricity | $398 | $4,786 |
| Total | $3,379 | $40,548 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $497,500 |
| 2021-07-28 | Sold | $450,000 |
| 2015-08-24 | Sold | $250,000 |
