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2201 Portmarnock Cir, Roseville, CA, 95678

4beds
4baths
3,917sqft
$1,025,000
$262price/sqft
$6,956/moest. monthly cost
$278,240/yrincome needed

About This Home

Spacious stunner in the sought-after gated Heritage Oaks community of Roseville! Welcome to 2201 Portmarnock Circle, a former model home with tasteful finishes, a spacious floorplan, and modern updates. Downstairs, there is a large sitting room, a well-appointed kitchen, a family room, a large office that could be a fifth bedroom, plus a half bath and another en-suite bedroom. Upstairs features a massive primary suite with a deck and views of Diamond Oaks Golf Course, plus a large loft area, another full bathroom, and two more spacious bedrooms. The backyard has lush, mature landscaping with a variety of plants that keep it green year-round. This home is truly turnkey, with a newer HVAC system, remodeled kitchen and bathrooms, and more. The Heritage Oaks neighborhood is the ultimate location to live; Tucked away in a quiet and secure neighborhood, yet just a short walk away from recreation at Diamond Oaks Golf, local parks, and shopping and dining at the Fountains or the Roseville Galleria. Don't let this one pass you by!

Getting Around

59
WalkingSomewhat Walkable
31
TransitSome Transit
71
BikeVery Bikeable

Schools

5/10
7/10
Roseville High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Brick Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Range Hood,Ice Maker,Dishwasher,Double Oven
  • Laundry features: Sink,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,917 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island

Property

Details

  • Zoning description: RES
  • Special condition: Standard

Features

  • Exterior features: Balcony

Lot

  • Lot size: 9,452 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,182$62,184
Home Insurance *$261$3,132
Property Taxes $674$8,088
Electricity $839$10,079
Total$6,956$83,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,491/yr
40% on housing$208,680/yr
45% on housing$185,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 95678$291
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95678$355
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$1,090,000
2026-04-09Listed for sale$1,115,000
2021-04-08Sold$930,000

For Sale by Agent

AgentChaz Halbert
BrokerageGUIDE Real Estate

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