12964 Elm Creek CT, Fort Myers, FL, 33919
About This Home
Tucked within a quiet, gated community in the heart of Fort Myers, this charming 2BR + Loft / 2BA residence offers the ease of single-family ownership with the low-maintenance lifestyle of a townhome. From the moment you step inside, soaring vaulted ceilings and open-concept living spaces create an airy, inviting feel that lives far larger than expected. Warm Spanish tile flooring flows throughout, while sliders from both the living room and primary suite open to your own private fenced courtyard; the perfect space to unwind, entertain, or enjoy peaceful mornings outdoors. The thoughtfully designed main-level primary suite offers privacy and comfort with a spacious walk-in closet, linen closet, and beautifully remodeled bath featuring a large walk-in shower. Upstairs, guests will enjoy their own bedroom and full bath, along with an open loft currently furnished as a cozy den complete with sleeper sofa; ideal for visitors, a home office, or additional lounge space. An oversized exterior storage closet provides plenty of room for beach chairs and seasonal items. Whether you are a first-time homebuyer, seasonal resident, or investor, this property offers exceptional flexibility. Governed as a single-family home, financing approval may be more favorable than traditional condo financing. Low HOA fees, no rental restrictions, and the ability to have up to two dogs (75 lbs max each) make this an incredible opportunity for primary living, a winter retreat, or a vacation rental investment. Residents enjoy a community pool and hot tub just a short stroll away, with new roofs completed in 2022 and covered carports currently being added for each building. Centrally located with easy access to shopping, dining, schools, major roadways, medical facilities, Southwest Florida International Airport, the Downtown Fort Myers River District, and Southwest Florida’s beautiful beaches. This hidden gem delivers convenience, comfort, and lifestyle all in one!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Concrete Block
- Roof: Shingle
- Construction materials: Block,Frame,Vinyl Siding,Wood Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator/Freezer,Self Cleaning Oven,Washer
- Laundry features: Inside
Bedroom
- Features: Master BR Ground, Split Bedrooms
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Breakfast Bar, Dining - Family
Features
- Built-In Cabinets,Cathedral Ceiling(s),Smoke Detectors,Vaulted Ceiling(s),Walk-In Closet(s),Window Coverings,Den - Study,Laundry in Residence,Open Porch/Lanai
- Window features: Window Coverings
- Flooring: Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,201
- Total interior livable area: 1,201 sqft
Property
Details
- Parcel number: 1545243500009.00B0
- Zoning: RM-2
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Patio,Open Porch/Lanai
- Exterior features: Courtyard,Storage
- Fencing: Fenced
- Has view: Yes
- Waterfront features: None
Lot
- Lot size: 1,132 sqft
- Features: Regular
Parking
- Total spaces: 1
- Parking features: Assigned,Driveway,Guest,Detached Carport
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $251 | $3,012 |
| Electricity | $197 | $2,366 |
| Total | $1,580 | $18,960 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $189,000 |
| 2024-08-14 | Listing removed | -- |
| 2024-06-19 | Listed for sale | $250,000 |
| 2010-01-27 | Sold | $50,000 |
| 2009-11-14 | Listed for sale | $50,000 |
| 2004-07-20 | Sold | $115,000 |
| 1999-12-29 | Sold | $65,000 |
| 1994-05-24 | Sold | $47,000 |
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