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27604 E 128th Ct, Lake Lotawana, MO, 64086

3beds
2baths
1,778sqft
$535,000
$301price/sqft
$3,725/moest. monthly cost
$149,000/yrincome needed

About This Home

Create lasting memories in this stunning brand-new ranch by RC McAtee Construction named the "Patty Ann II" ! Designed with easy, everyday living in mind, the open-concept layout seamlessly connects the living, dining, and kitchen spaces—perfect for hosting friends or enjoying a quiet night in. Spacious living room with fireplace and walkout to the covered deck. The kitchen features a spacious center island, ample cabinetry, and a large walk-in pantry ready to handle everything from weeknight dinners to holiday spreads. The private primary suite offers a true retreat, complete with dual vanities, a walk-in shower, and a HUGE walk-in closet that actually fits your whole wardrobe! Bonus laundry room conveniently located just off the primary suite. Two additional spacious bedrooms on the main level each offer double closets and easy access to a full hall bath—ideal for guests, family, or a home office setup. Downstairs, the unfinished basement is a blank canvas ready for your vision—home gym, rec room, extra bedrooms, you name it. Located in the highly sought-after Foxberry Estates, you’ll enjoy resort-style amenities including a pool, clubhouse, scenic walking trails, and playgrounds. Home is currently under construction. Final pricing is subject to change.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
7/10
8/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Other

Other

  • Builder name: RC McAtee

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Custom Cabinets,Kitchen Island,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,778

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,778
  • Total interior livable area: 1,778 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 59830080600000000

Lot

  • Lot size: 9,141 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$376$4,512
Property Taxes $503$6,036
Electricity $141$1,693
Total$3,725$44,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,714/yr
40% on housing$111,750/yr
45% on housing$99,333/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 64086$222
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64086$189
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Listed for sale$535,000

New Construction

AgentAsk Cathy Team
BrokerageKeller Williams Platinum Prtnr

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