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27602 E 128th Ct, Lake Lotawana, MO, 64086

4beds
3baths
2,974sqft
$615,000
$207price/sqft
$4,347/moest. monthly cost
$173,880/yrincome needed

About This Home

Brand new to Foxberry Estates; Introducing "The Stratford" by DRHI! Step into effortless living with this beautifully designed home that perfectly blends open-concept comfort with thoughtful functionality. The spacious Great Room welcomes you with a cozy fireplace and an airy layout ideal for both relaxing and entertaining. The stunning kitchen is a true centerpiece, featuring a large center island with sink, abundant cabinetry, and an impressively oversized pantry that offers exceptional storage. Just off the dining area, step out to the covered patio — perfect for enjoying morning coffee or evening gatherings. The primary suite is a private retreat, complete with a walk-in closet and spa-like bath showcasing dual vanities and a walk-in shower. For added convenience, the laundry room is located directly off the primary closet. A second bedroom and full bath are also located on the main level, offering flexibility for guests or a home office. The finished lower level expands your living space with a generous rec room, plus two additional bedrooms featuring huge closets and private access to a shared bath. Located in the highly sought-after Foxberry Estates, residents enjoy resort-style amenities including a pool, clubhouse, scenic walking trails, and playgrounds. Home is under construction and final pricing is subject to change.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
7/10
8/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Other

Other

  • Builder model: Stratford
  • Builder name: DRHI

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Custom Cabinets,Kitchen Island,Pantry,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,269
  • Finished area above ground: 1,705

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,974
  • Total interior livable area: 2,974 sqft

Property

Details

  • Parcel number: 59830080700000000

Lot

  • Lot size: 0.37 Acres
  • Features: City Lot,Corner Lot,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$432$5,184
Property Taxes $579$6,948
Electricity $227$2,725
Total$4,347$52,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,040/yr
40% on housing$130,410/yr
45% on housing$115,920/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 64086$224
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64086$189
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$615,000

New Construction

AgentAsk Cathy Team
BrokerageKeller Williams Platinum Prtnr

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