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350 County Road 494 S, Chilton, TX, 76632

3beds
4baths
2,353sqft
$995,000
$423price/sqft
$6,572/moest. monthly cost
$262,880/yrincome needed

About This Home

Secluded Family Retreat on almost 50± Acres with Stunning Home, Massive Lake, and Shop Escape to peace, privacy, and natural beauty with this incredible country retreat. Nestled in a quiet and serene setting, this fairly new custom built home offers breathtaking views of a massive private lake from nearly every window. Designed with family in mind, the home features 3 bedrooms, 2.5 bathrooms, and a spacious open concept living and kitchen area perfect for gathering and entertaining. The layout is both functional and inviting, with large windows that bring the outside in and frame the peaceful waterscape beyond. A well-equipped shop with half bath adds versatility to the property, ideal for hobbies, storage, or even future expansion. Whether you're fishing on your private lake, enjoying sunsets on the porch, or creating lasting memories with loved ones, this hidden gem is the ultimate family retreat. approx 22.94 acres plus or minus are across the creek. Call today to set your time to view this fabulous home and land. Priced to sell.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
8/10
7/10
Rosebud-Lott High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium,Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Built-In Gas Range,Convection Oven,Dishwasher,Electric Oven,Gas Water Heater,Microwave,Plumbed For Gas,Refrigerator,Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: Second
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Eat-in Kitchen,Kitchen Island,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Concrete,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Multi Units

Interior Area

  • Total interior livable area: 2,353 sqft

Living Room

  • Level: First
  • Dimensions: 21 x 12

Master Bedroom

  • Level: First
  • Dimensions: 15 x 16

Master Bedroom

  • Level: Second
  • Dimensions: 11 x 14

Property

Details

  • Parcel number: 49550

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Covered
  • Exterior features: Lighting,RV Hookup
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Residential vegetation: Cleared,Grassed,Heavily Wooded,Brush

Lot

  • Lot size: 48.95 Acres
  • Features: Acreage,Agricultural,Cleared,No Backyard Grass,Pond on Lot,Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Aggregate,Circular Driveway,Covered,Driveway,Electric Gate,Enclosed,RV Access/Parking,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$479$5,748
Property Taxes $804$9,648
Electricity $258$3,100
Total$6,572$78,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,325/yr
40% on housing$197,160/yr
45% on housing$175,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 76632$297
Falls County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 76632$112
Falls County$42

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-13Price change$995,000
2025-07-03Listed for sale$1,200,000

For Sale by Agent

AgentPatricia Meadows
BrokerageGraceland Real Estate

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