96040 Pirates Bluff Rd, Yulee, FL, 32097
About This Home
Take advantage of this Builder's incentive: Fixed Rate 4.99% ©Jet HomeLoans Valid thru April 2026, contact agent with additional questions or review full disclosure in attachments! Welcome to 96040 Pirates Bluff Rd in Yulee, FL. The Avalon II plan offers 5 bedrooms, 4 baths, and a versatile en-suite on the 2nd floor perfect for the in-laws or teenager. Approximately 2900 square feet of thoughtfully designed living space. This two story home features downstairs primary suite, gourmet kitchen includes a mix of 42'' white and admiral cabinets, quartz countertops, a tile backsplash, 36'' cook-top with stainless vent hood, and a wall oven/microwave combo. A large island anchors the space, making it ideal for entertaining. Wood-look tile flooring flows through the main living areas. Located in Pirates Bluff, a peaceful community close to top schools, shopping, and just a short drive to Amelia Island beaches and I-95.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Roof: Shingle
- Construction materials: Fiber Cement
Other
- Builder name: Dream Finders Home
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Oven,Stove
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Window features: Vinyl
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,900
- Total interior livable area: 2,900 sqft
Property
Details
- Parcel number: 383N28081000010000
- Zoning: PUD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 10,275 sqft
- Lot size dimensions: 75 x 137
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Three or more Spaces
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Wildfire
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $326 | $3,912 |
| Property Taxes | $781 | $9,372 |
| Electricity | $291 | $3,502 |
| Total | $4,431 | $53,172 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-06 | Price change | $599,990 |
| 2025-09-09 | Price change | $639,990 |
| 2025-09-06 | Price change | $661,394 |
| 2025-09-05 | Price change | $639,990 |
| 2025-08-13 | Price change | $669,990 |
| 2025-08-12 | Price change | $719,990 |
| 2025-08-11 | Price change | $669,990 |
| 2025-07-03 | Listed for sale | $719,990 |
New Construction Spec
View on Zillow