475 NE Monarch Dr, Polk City, IA, 50226
About This Home
Proposed Construction by Ridgewood Homes - Pond Views & High-End Finishes! Don't miss this opportunity to build your dream home with Ridgewood Homes, known for quality craftsmanship and thoughtful design. This beautiful proposed ranch-style home offers 3,511 square feet of finished living space and backs to a peaceful pond. Main level features 1,811 square feet, including a luxurious primary suite and a guest bedroom with a private en-suite bath, perfect for visitors or multi-generational living. Finished lower level adds 1,700 square feet, bringing the total to 5 bedrooms and 3.5 baths, with plenty of space for entertaining, relaxing, or working from home. Enjoy the outdoors with a covered deck overlooking the pond, and appreciate the attention to detail inside with 9' ceilings on both levels, a vaulted great room, and an insulated, oversized garage with 8' tall doors, ideal for trucks, boats, or added storage. This home combines comfort, space, and elegant design in a premier setting. Built by Ridgewood Homes, a trusted local builder committed to timeless quality.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Poured
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Other
- Builder name: Ridgewood Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Stove
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Features
- Wet Bar
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 1,700
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,811
- Total interior livable area: 1,811 sqft
Property
Details
- Parcel number: 26152406102006
- Zoning: A-1
Features
- Stories: 1
- Patio & porch: Covered,Deck
- Exterior features: Deck
Lot
- Lot size: 0.51 Acres
- Features: Rectangular Lot
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Three Car Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,812 | $45,744 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $986 | $11,832 |
| Electricity | $135 | $1,621 |
| Total | $5,216 | $62,592 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-28 | Price change | $753,900 |
| 2025-10-28 | Price change | $174,900 |
| 2025-07-25 | Price change | $769,900 |
| 2025-07-03 | Listed for sale | $190,900 |
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