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1317 Buttonsage Ave, Panama City, FL, 32405

4beds
4baths
2,511sqft
$660,706
$263price/sqft
$4,238/moest. monthly cost
$169,520/yrincome needed

About This Home

The Navarre plan by Harris Doyle Homes is offered on a conservation home site in waterfront SweetBay and provides Priority Access to coveted free charter school University Academy, Florida's #2 K-8 School! Large bonus and covered porches are perfect for entertaining. The main level primary suite has dual closets and a tile-to-ceiling walk-in shower. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and future amenities including a marina! New home buyers even get priority access to top-rated University Academy, the #2 K-8 school in the state of Florida!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

3/10
2/10
Jinks Middle SchoolGrades 6-83.1 mi
4/10
Bay High SchoolGrades 9-123.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: HardiPlank Type

Other

  • Builder name: Harris Doyle Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Gas Water Heater,Plumbed For Ice Maker,Tankless Water Heater

Bedroom

  • Level: Second
  • Dimensions: 12 x 11.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13 x 19.83

Features

  • Coffered Ceiling(s)
  • Flooring: Luxury Vinyl Plank
  • Fireplace: Yes

Garage

  • Level: First
  • Dimensions: 22 x 21

Great Room

  • Level: First
  • Dimensions: 20 x 20.17

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,511
  • Total interior livable area: 2,511 sqft

Master Bedroom

  • Level: First
  • Dimensions: 15.83 x 14

Property

Details

  • Parcel number: 11731550018
  • Zoning description: Resid Single Family

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Community
  • Patio & porch: Covered,Patio,Porch
  • On waterfront: Yes

Lot

  • Lot size: 6,534 sqft
  • Features: Sprinkler System,Paved
  • Lot size dimensions: ~70 x 107 IRR

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,340$40,080
Home Insurance *$322$3,864
Property Taxes $324$3,888
Electricity $252$3,032
Total$4,238$50,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,302/yr
40% on housing$127,140/yr
45% on housing$113,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 32405$203
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32405$196
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$660,656
2026-02-13Price change$659,656
2026-02-11Price change$659,956
2026-02-09Price change$654,236
2026-02-05Price change$655,090
2025-12-12Price change$655,315
2025-10-31Price change$654,315
2025-09-25Listed for sale$656,665
2025-08-12Listing removed$636,640
2025-07-03Listed for sale$636,640

New Construction Spec

AgentJanet Melton
BrokerageSweetBay Realty

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