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4266 Island Cir APT B, Fort Myers, FL, 33919

2beds
2baths
1,329sqft
$185,000
$139price/sqft
$1,546/moest. monthly cost
$61,840/yrincome needed

About This Home

Charming single-story 2-bedroom, 2-bath villa in the highly desirable Caloosa Bayview community just off McGregor Blvd. Recent upgrades feature a modern kitchen with newer cabinets, granite countertops, and stainless-steel appliances, stylishly renovated bathrooms, washer and dryer, spacious backyard, screened lanai, newly tiled floors, large outdoor storage room, plus one covered and one guest parking space. This villa remained completely dry during hurricanes Ian, Helen, and Milton. The HOA fee includes a master flood insurance policy. Enjoy a vibrant community with great amenities like an oversized heated pool, tennis courts, clubhouse with sauna, and fitness center. Just a short walk to the Caloosahatchee River and minutes from schools, dining, shopping, and the beach—experience the best of Florida living!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Cypress Lake High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Dual Sinks,Kitchen Island,Other,Shower Only,Separate Shower,High Speed Internet,Split Bedrooms,Screened Porch
  • Window features: Double Hung
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,329
  • Total interior livable area: 1,329 sqft

Property

Details

  • Parcel number: 16452420000A3.00B0
  • Attached to another structure: Yes
  • Lease amount: 0
  • Zoning description: RS-1

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: None,Storage
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 1,738 sqft
  • Features: Cul-De-Sac,Dead End,Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Driveway,Guest,Paved,Attached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$174$2,088
Property Taxes $240$2,880
Electricity $197$2,366
Total$1,546$18,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,005/yr
40% on housing$46,380/yr
45% on housing$41,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 33919$188
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33919$230
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$185,000
2025-05-07Sold$165,000
2025-04-09Pending sale$174,900
2025-03-19Price change$174,900
2025-03-04Price change$179,900
2025-02-28Listed for sale$189,900
2025-02-19Pending sale$189,900
2025-01-25Price change$189,900
2025-01-17Price change$198,400
2024-12-23Price change$198,500
2024-11-14Price change$199,000
2024-10-18Price change$219,000
2024-10-13Price change$228,900
2024-09-09Price change$229,900
2024-08-06Price change$199,900
2024-06-25Listed for sale$229,900
2024-06-16Pending sale$229,900
2024-05-24Price change$229,900
2024-04-23Price change$249,900
2024-04-09Price change$279,000
2024-01-29Price change$299,900
2024-01-13Price change$315,000
2023-12-01Listed for sale$329,900
2010-04-01Sold$95,000
2010-01-30Price change$99,900
2009-11-08Listed for sale$112,500

For Sale by Agent

AgentFlorian Necula
BrokerageStarlink Realty, Inc

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