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4280 Island Cir APT C, Fort Myers, FL, 33919

1beds
2baths
945sqft
$139,000
$147price/sqft
$1,236/moest. monthly cost
$49,440/yrincome needed

About This Home

Charming, light-filled 1-bedroom, 1.5-bath townhouse ideally located in Fort Myers just before the Cape Coral Bridge, offering quick access to both Fort Myers and Cape Coral. This turnkey unit is being sold fully furnished, making it an excellent choice for snowbirds or those looking to downsize and simplify. The spacious primary suite is privately located on the second level and features its own full bath. The dramatic soaring ceiling in the living room opens to the upper level, creating a bright, airy atmosphere and making the home feel significantly larger than its actual square footage. If you love light and openness, this is it. Two sets of sliding glass doors lead to a private patio area with a privacy wall, ideal for relaxing and enjoying Florida’s beautiful weather. Additional highlights include a brand new A/C system and the peace of mind that this property has never experienced storm water or water intrusion. The attached carport includes additional exterior storage for added convenience. Caloosa Bayview offers resort-style amenities including a large pool and spa, sauna, exercise room, clubhouse, billiards, and more. The community allows one lease per year, helping maintain a stable and well-kept environment. Enjoy warm winter days poolside or take advantage of the prime location just minutes to Cape Coral and approximately 20 minutes to area beaches. Priced as the lowest unit currently in the complex, this is an excellent opportunity to own in a desirable community.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Cypress Lake High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1971

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary,Multi-Level,Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,High Ceilings,Living/Dining Room,Pantry,Tub Shower,Cable TV,Upper Level Primary,Bar,Window Treatments,High Speed Internet,Bathroom,Great Room
  • Window features: Other,Sliding,Window Coverings
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 945
  • Total interior livable area: 945 sqft

Property

Details

  • Parcel number: 1645242000A12.00C0
  • Lease amount: 0
  • Zoning description: RS-1

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Open,Patio,Porch
  • Exterior features: Courtyard,Sprinkler/Irrigation,Other,Patio,Privacy Wall
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 1,424 sqft
  • Features: Rectangular Lot,Sprinklers Manual

Parking

  • Total spaces: 1
  • Parking features: Assigned,Covered,Deeded,Driveway,Guest,Paved,One Space,Two Spaces,Attached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$130$1,560
Property Taxes $207$2,484
Electricity $197$2,366
Total$1,236$14,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,377/yr
40% on housing$37,080/yr
45% on housing$32,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 33919$189
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33919$230
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-28Listed for sale$143,900
1998-11-16Sold$47,500
1996-10-22Sold$45,200

For Sale by Agent

AgentTerri Lodge
BrokerageGenesis Realty Team

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