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4240 Steamboat Bnd APT 403, Fort Myers, FL, 33919

1beds
1baths
690sqft
$144,900
$210price/sqft
$1,241/moest. monthly cost
$49,640/yrincome needed

About This Home

Living in a luxury and stunning gated community provides residents with many benefits including privacy, safety, and endless social and recreational activities. A big perk to living in a gated neighborhood, gatehouses who guarantee 24/7 security and surveillance systems, unlimited golf no green fees, 13 har tru tennis cts, 8 pickle ball cts, bocce, fitness center Residents also appreciate the well-kept properties, low-maintenance homes, and resort park like areas, walking paths, and more. This gated communities may even boast unique luxury features rand top-notch restaurants, located on the Calossahatche river just minutes from the white sand beaches of the GULF of AMERICA! This condo gets owners in a the bottom of the price point to start enjoying the good life. Check us out today,,,,,

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Heights Elementary SchoolGrades PK-52.3 mi
7/10
5/10
Cypress Lake High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Florida,Mid Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Entrance Foyer,Family/Dining Room,Living/Dining Room,Shower Only,Separate Shower,Walk-In Closet(s),Window Treatments,High Speed Internet
  • Window features: Single Hung,Sliding,Window Coverings
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 690
  • Total interior livable area: 690 sqft

Property

Details

  • Parcel number: 164524230SBF1.4030
  • Attached to another structure: Yes
  • Lease amount: 0

Features

  • Pool features: Community
  • Patio & porch: Balcony,Screened
  • Exterior features: None,Shutters Manual
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 6,403 sqft
  • Features: Other,Pond on Lot

Parking

  • Parking features: Assigned,Deeded,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$136$1,632
Property Taxes $176$2,112
Electricity $197$2,366
Total$1,241$14,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,548/yr
40% on housing$37,230/yr
45% on housing$33,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 33919$189
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33919$230
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-21Price change$144,900
2026-02-13Price change$149,900
2025-12-29Listed for sale$169,000
2025-07-25Sold$85,000
2025-03-17Price change$150,000
2025-01-31Price change$165,000
2024-12-14Price change$179,000
2024-10-29Listed for sale$189,000
2018-10-19Sold$115,000
2018-09-22Pending sale$119,900
2018-09-14Listed for sale$119,900
2017-07-04Sold$100,000
2017-05-19Pending sale$105,000
2017-01-22Listed for sale$105,000
2011-12-04Listing removed$800
2011-10-19Listed for rent$800

For Sale by Agent

AgentLori Emmons
BrokerageThe Landings Realty

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