4 McCarthy Circle, Stony Pt, NY, 10980
About This Home
Welcome to refined living in one of Stony Point’s most coveted locations. This stunning New Construction currently being built 5 bedroom , 4 bath custom home blends timeless elegance with modern sophistication. Set on an upscale street, on an acre of property , this architectural gem will showcase high-end finishes, designer details and top-tier craftsmanship throughout. Amenities list can be provided. Luxury, Quality , Craftsmanship and Timeless Design come together in this Extraordinary New Construction Home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Construction materials: Frame
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Other
Basement
- Has basement: Yes
- Basement: Full
Bedroom5
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Family Room
- Level: First
Features
- First Floor Bedroom,First Floor Full Bath,Built-in Features,Cathedral Ceiling(s)
- Attic: See Remarks
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Central Air
Interior Area
- Total structure area: 3,600
- Total interior livable area: 3,600 sqft
Living Room
- Level: First
Property
Details
- Special condition: None
Lot
- Lot size: 92 sqft
- Features: Back Yard,Cleared,Cul-De-Sac,Landscaped,Level
Parking
- Total spaces: 3
- Parking features: Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Rockland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,826 | $81,912 |
| Home Insurance * | $367 | $4,404 |
| Property Taxes | $2,317 | $27,804 |
| Electricity | $594 | $7,139 |
| Total | $10,104 | $121,248 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $1,350,000 |
| 2026-03-04 | Pending sale | $1,300,000 |
| 2025-07-03 | Listed for sale | $1,300,000 |
View on Zillow