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2523 State Highway 140, Catheys Valley, CA, 95306

5beds
4baths
3,290sqft
$565,000
$172price/sqft
$4,359/moest. monthly cost
$174,360/yrincome needed

About This Home

HUGE Price Improvement! Looking for a home that truly checks every box? This spacious 4-bedroom, 3-bath, two-story home offers over 3,000 sq. ft. of versatile living space designed for comfort, flexibility, and entertaining. A standout feature is the fully self-contained, handicap-accessible 1-bedroom, 1-bath apartment complete with its own private entrance, electrical meter, kitchen, bath, and office space — ideal for multi-generational living, guests, rental income, or a private retreat. The main residence features 3 bedrooms and 2.5 bathrooms, along with an expansive bonus/game room showcasing stunning sunset views over the rolling hills of Catheys Valley. Step outside and enjoy your own private oasis. The front yard welcomes you with a beautiful palm-lined water feature, while the backyard boasts a sparkling pool perfect for relaxing, entertaining, and enjoying warm Mariposa County evenings. Situated on 2 usable and beautifully maintained acres, there’s plenty of room for gardening, recreation, animals, or simply soaking in the peaceful foothill setting. Conveniently located just off Highway 140 — the scenic route to Yosemite National Park — this property offers the perfect balance of privacy, accessibility, and lifestyle. Whether you're supporting aging parents, giving teens their own space, or simply wanting a home that grows with you, this property delivers space, privacy, and versatility — wrapped in location, charm, and opportunity. It also offers strong potential for investors, weddings, or an incredible rental setup for large families. Now offered with a $50,000 price improvement — don’t miss this rare opportunity!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Disposal,Water Heater
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Stone Counters,Separate Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Balcony,Ceiling Fan(s),Multiple Staircases,Open Floorplan,Bedroom on Main Level,Walk-In Pantry,Walk-In Closet(s)
  • Flooring: Concrete,Laminate
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,290 sqft

Kitchen

  • Features: Stone Counters,Remodeled,Updated Kitchen,Walk-In Pantry

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home

Details

  • Parcel number: 0161000020
  • Zoning: 600
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Entry location: 1
  • Private pool: Yes
  • Pool features: Private,Vinyl
  • Patio & porch: Concrete,Covered,Deck
  • Exterior features: Koi Pond
  • Spa features: None
  • Fencing: Fair Condition
  • Has view: Yes
  • View description: Hills,Valley
  • Horses can be raised: Yes

Lot

  • Lot size: 2 Acres
  • Features: 2-5 Units/Acre,Horse Property,Lawn

Parking

  • Parking features: Paved,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Wildfire
    WildfireVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Heat Wave
Wildfire
Drought
Inland Flooding
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Mariposa County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$525$6,300
Property Taxes $273$3,276
Electricity $705$8,465
Total$4,359$52,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,451/yr
40% on housing$130,770/yr
45% on housing$116,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.3%
19.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 95306$295
Mariposa County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 95306
Mariposa County$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$565,000
2026-03-20Price change$615,000
2025-12-11Price change$625,000
2025-10-13Price change$640,000
2025-07-14Listed for sale$650,000
2025-07-11Contingent$650,000
2025-07-05Listed for sale$650,000

For Sale by Agent

AgentKelly Salonen
BrokerageYosemite Realty

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