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6589 Dharma Loop, Chattanooga, TN, 37412

3beds
3baths
2,124sqft
$469,900
$221price/sqft
$3,400/moest. monthly cost
$136,000/yrincome needed

About This Home

Discover your dream home at 6589 Dharma Loop, nestled in the highly sought-after Hummingbird Village Subdivision. This charming and inviting residence offers a perfect blend of comfort, style, and modern living. With 3 spacious bedrooms and 2 1/2 bathrooms, this home is designed to accommodate both family living & entertaining with ease. As you step inside, you'll be greeted by an open floor plan that seamlessly connects the living, dining, & kitchen areas, creating a warm and welcoming atmosphere. The living room is the heart of the home, featuring a cozy fireplace that invites you to unwind and relax during chilly evenings. Large windows allow natural light to flood the space, enhancing the bright and airy feel. The kitchen is a chef's delight, equipped with modern appliances, ample counter space, and custom cabinetry that provides plenty of storage. Whether you're preparing a quick meal or hosting a dinner party, this kitchen is sure to meet all your culinary needs. The master suite is a true retreat, offering a luxurious escape from the hustle and bustle of daily life. It boasts a sumptuous soaking garden tub, perfect for unwinding after a long day, a separate tiled shower for a spa-like experience, and a large custom walk-in closet that caters to all your storage needs. The additional bedrooms are generously sized, both offering large walk-in closets & providing comfort and privacy for family members or guests. Step outside to the covered porch or deck, where you can enjoy outdoor living at its finest. Whether you're sipping your morning coffee, hosting a barbecue, or simply enjoying the fresh air, this space is perfect for all your needs. Conveniently located near Camp Jordan, Greenway Park, shopping, and dining, this home offers both comfort and convenience. You'll have easy access to recreational activities, nature trails, and a variety of dining and shopping options, making it an ideal location for those who appreciate both tranquility & accessibility.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
45
BikeSomewhat Bikeable

Schools

2/10
4/10
East Ridge Middle SchoolGrades 6-83.0 mi
3/10
East Ridge High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block
  • Construction materials: Cement Siding,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Granite Counters,Open Floorplan,Pantry,Walk-In Closet(s),Tub/shower Combo
  • Fireplace: Yes
  • Finished area above ground: 2,124

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,124
  • Total interior livable area: 2,124 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 170GG014

Features

  • Levels: Two
  • Patio & porch: Rear Porch,Porch - Covered
  • Exterior features: None

Lot

  • Features: Level
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance $148$1,776
Property Taxes $701$8,412
Electricity $175$2,103
Total$3,400$40,800

Income You'd Need if You Spent...

35% on housing$116,571/yr
40% on housing$102,000/yr
45% on housing$90,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$136
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-03Listed for sale$479,900
2026-01-01Listing removed$479,900
2025-11-09Price change$479,900
2025-07-23Listed for sale$489,900

New Construction

AgentLori Montieth
BrokerageKeller Williams Realty

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