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5146 York Ct, Cape Coral, FL, 33904

3beds
2baths
1,297sqft
$475,000
$366price/sqft
$3,728/moest. monthly cost
$149,120/yrincome needed

About This Home

Gulf access home in the desirable Yacht Club area. This 3-bedroom, 2-bath property features a boat lift, seawall, and only one bridge to the river—a boater’s dream. Situated on a standard quarter-acre lot with plenty of room to add a pool. Currently, an income-producing property is being sold fully furnished. Walking distance to the Yacht Club, beach, Boathouse, and Cape Coral downtown district. Great opportunity for investors or those looking to enjoy the waterfront lifestyle.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
Cape Elementary SchoolGrades PK-51.0 mi
6/10
Gulf Middle SchoolGrades 6-84.0 mi
4/10
Cape Coral High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1963

Materials

  • Roof: Shingle
  • Construction materials: Brick,Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Trash Compactor,Washer
  • Laundry features: Inside,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,French Door(s)/Atrium Door(s),Kitchen Island,Pantry,Shower Only,Separate Shower,Screened Porch
  • Door features: French Doors
  • Window features: Double Hung
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,606
  • Total interior livable area: 1,297 sqft

Property

Details

  • Parcel number: 184524C400041.C050
  • Lease amount: 0
  • Zoning description: R1-W

Features

  • Stories: 1
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Fruit Trees,Patio,Room For Pool,Shutters Manual
  • Has view: Yes
  • View description: Canal,Landscaped,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Access,Navigable Water,Seawall

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$383$4,596
Property Taxes $747$8,964
Electricity $197$2,366
Total$3,728$44,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,817/yr
40% on housing$111,840/yr
45% on housing$99,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 33904$296
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33904$258
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-18Price change$475,000
2025-05-29Listed for sale$499,900
2022-03-14Sold$445,000
2022-01-10Pending sale$459,900
2021-12-31Price change$459,900
2021-12-04Listed for sale$469,900
2019-12-28Listing removed$1,400
2019-12-19Listed for rent$1,400
2019-01-21Listing removed$1,400
2018-12-20Listed for rent$1,400
2018-02-02Listing removed$1,400
2018-01-24Listed for rent$1,400
2017-10-20Listing removed$1,400
2017-10-09Listed for rent$1,400
2005-02-25Sold$330,000
2004-10-01Sold$250,000
1997-05-07Sold$90,000

For Sale by Agent

AgentMalcolm Alvarez Martinez
BrokerageLPT Realty, LLC

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