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1905-121 W Lane Dr, Kerrville, TX, 78028

2beds
2baths
1,205sqft
$185,000
$154price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

Attractive 2 bedroom and 2 full bath condo located in 55+ Coronado Condos in a quiet residential neighborhood. Condo #121 has an great location in the center of the community surrounded by mature oak trees and backs up to a pretty courtyard. Relax in the open concept layout featuring high-vaulted beautiful wood ceilings that allow for ample natural light, while custom window coverings provide privacy. Enjoy the outdoors from two downstairs covered porches and a covered deck upstairs, where you can admire the beautifully maintained courtyard and vegetation. The well lit kitchen has been updated nicely. All appliances stay with the condo (washer/dryer, refrigerator, range oven, and microwave) . You can rest assure your utilities (water, sewer, trash) $170 approximately monthly value are paid thru the ($300 mo) HOA fee. The HOA also covers grounds maintenance, exterior building maintenance, termite prevention and 1 car carport parking. The seller will pay the 2026 assessment fee. Located within 1 mile of two parks, grocery shopping and various eateries.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Peterson Middle SchoolGrades 6-84.3 mi
5/10
Tivy High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Inside,Main Level

Bedroom2

  • Level: Second
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 140

Features

  • High Ceilings,Stairs/Steps,Walk-In Closet(s),Shower/Bath Combo,Master Downstairs,Kitchen Bar
  • Flooring: Carpet,Simulated Wood
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,205
  • Total interior livable area: 1,205 sqft

Kitchen

  • Level: First
  • Area: 90

Living Room

  • Level: First
  • Area: 192

Master Bedroom

  • Level: First
  • Area: 224

Property

Details

  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck/Patio,Covered
  • Waterfront features: None

Lot

  • Features: Level,City Lot

Parking

  • Total spaces: 1
  • Parking features: Carport,Detached
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$121$1,452
Property Taxes $137$1,644
Electricity $238$2,859
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$299
Kerr County$337

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$195,000
2025-06-07Listed for sale$210,000

For Sale by Agent

AgentRob W Harder
BrokerageHarder Real Estate

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