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1129 SE 13th St, Cape Coral, FL, 33990

3beds
2baths
1,406sqft
$475,000
$338price/sqft
$3,701/moest. monthly cost
$148,040/yrincome needed

About This Home

Discover your dream retreat in beautiful SE Cape Coral! This stunning 3-bedroom, 2-bath gulf access home offers the perfect blend of comfort and coastal charm. Sold fully turnkey, it's ready for you to move in and enjoy. Step inside to an inviting open floor plan, featuring a spacious living area and a stylish kitchen with modern appliances. Relax in your private backyard oasis, complete with a concrete dock for all your boating adventures. Whether you're looking for a family home or a vacation getaway, this gem is just 20min from the Gulf of Mexico. Make every day a beach day-your paradise awaits! Notes Roof -2024 HVAC- 2025 One of the largest water views in Cape Coral.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Caloosa Elementary SchoolGrades PK-51.1 mi
4/10
Caloosa Middle SchoolGrades 6-81.1 mi
4/10
Cape Coral High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Breakfast Area,Family/Dining Room,Living/Dining Room,Pantry,Shower Only,Separate Shower,Bar,Split Bedrooms,Screened Porch
  • Window features: Single Hung
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,846
  • Total interior livable area: 1,406 sqft

Property

Details

  • Parcel number: 194424C400743.0810
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,None,Outdoor Grill
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 0.27 Acres
  • Features: Oversized Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 127 x 80 x 127

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$358$4,296
Property Taxes $745$8,940
Electricity $197$2,366
Total$3,701$44,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,891/yr
40% on housing$111,030/yr
45% on housing$98,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 33990$213
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33990$215
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$475,000
2026-01-09Listed for sale$499,900
2025-05-24Listing removed$2,500
2025-04-26Listed for rent$2,500
2025-04-26Listing removed$499,900
2025-02-12Price change$499,900
2025-01-17Price change$509,900
2025-01-07Price change$519,900
2024-12-20Listing removed$2,750
2024-12-12Listed for sale$525,000
2024-12-06Price change$2,750
2024-12-05Listed for rent$3,200
2024-11-06Listing removed$3,200
2024-09-27Listed for rent$3,200
2024-09-13Listing removed$3,200
2024-08-27Listed for rent$3,200
2024-08-02Listing removed--
2024-07-05Listed for rent$3,200
2024-07-01Listing removed--
2024-04-02Price change$539,000
2024-02-09Price change$559,000
2023-12-12Listed for sale$569,900
2022-10-12Listing removed--
2022-09-09Listed for sale$575,900
2021-12-28Sold$450,000
2007-07-30Sold$260,000

For Sale by Agent

AgentNic Grigsby
BrokerageRE/MAX Realty Team

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